Austin County State Bank is an FDIC insured institution headquartered at
436 S Front St, Bellville, TX 77418.
It was founded in
2007 and has approximately $0 billion in assets. Customers can open an account at one of its 1 branches.
Deposit Rates -
August 24, 2026
SAVINGS RATES
APY
MIN
Savings
0.25%
$2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.25%
$10,000
Compare
6 Mo CD
0.30%
$100,000
Compare
12 Mo CD
0.90%
$10,000
Compare
12 Mo CD
0.95%
$100,000
Compare
18 Mo CD
0.95%
$10,000
Compare
18 Mo CD
1.00%
$100,000
Compare
24 Mo CD
1.00%
$10,000
Compare
24 Mo CD
1.05%
$100,000
Compare
36 Mo CD
1.00%
$10,000
Compare
36 Mo CD
1.05%
$100,000
Compare
48 Mo CD
1.05%
$10,000
Compare
48 Mo CD
1.10%
$100,000
Compare
60 Mo CD
1.21%
$10,000
Compare
60 Mo CD
1.31%
$100,000
Compare
MM RATES
APY
MIN
Money Market
0.10%
$2,500
Compare
Money Market
0.15%
$10,000
Compare
Money Market
0.20%
$25,000
Compare
INT CHECKING RATES
APY
MIN
Int Ckg
0.05%
$1
Int Ckg
0.05%
$2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 58484
Date Established
2007
Assets
$ 478.15 million
Loans
$ 360.46 million
Deposits
$ 426.45 million
Capital
$ 47.52 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 34.09 million
Interest-bearing balances
$ 28.40 million
Total securities
$ 66.37 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 360.46 million
Loan loss allowance
$ 5.92 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
N.A.
All other assets
$ 8.92 million
Total Assets
$ 430.63 million
LIABILITIES
Total deposits
$ 426.45 million
Interest-bearing deposits
$ 333.29 million
Deposits held in domestic offices
$ 426.45 million
% insured (estimated)"
72.07%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 3.33 million
Subordinated debt
N.A.
All other liabilities
$ 1.14 millionn
Total Liabilities
$ 430.63 million
Shareholders’ Equity
$ 47.52 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 28.70 million
Total Interest Expense
$ 7.54 million
Net interest income
$ 21.15 million
Provision for loan and lease losses
$ 1.50 million
Total non interest income
$ 1.33 million
Total non interest expense
$ 11.76 million
Pre-tax Net Operating Income
$ 2.57 million
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