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Banc of California is an FDIC insured institution headquartered at
11611 San Vicente Blvd, Los Angeles, CA 90049.
It was founded in
1982 and has approximately $35 billion in assets. Customers can open an account at one of its 92 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.02% | $2,500 | Compare |
|
SAV
|
5.15% | $5,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
5 Mo CD
|
4.90% | $2,500 | Compare |
|
6 Mo CD
|
0.10% | $10,000 | Compare |
|
7 Mo CD
|
5.00% | $2,500 | Compare |
|
12 Mo CD
|
0.15% | $10,000 | Compare |
|
13 Mo CD
|
5.15% | $2,500 | Compare |
|
18 Mo CD
|
0.20% | $10,000 | Compare |
|
24 Mo CD
|
0.25% | $10,000 | Compare |
|
36 Mo CD
|
0.35% | $10,000 | Compare |
|
48 Mo CD
|
0.40% | $10,000 | Compare |
|
60 Mo CD
|
0.50% | $10,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.02% | $10,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.01% | $1 |
Rate.com NMLS ID: 2611 / Updated 2026-07-28 |
Fund your future with your Home Equity | $0 |
|
Intro APR: 6.540 %
After Intro:6.540 % Intro Period: 6 months |
$5,000 |
|
Intro APR: 6.825 %
After Intro:6.825 % |
$25,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-07-28 |
Use Home Equity to get cash you need | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-07-28 |
Unlock Your Home's Potential | $0 |
| Cash in with a HELOC | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-07-28 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
| 6.223% |
$1,919
Fees & Points
$7,699 Total
1.000 Pts ($3,200) $4,499 Fees |
Optimum First Mortgage NMLS ID: 240415 |
6.267% |
$1,945
Fees & Points
$4,849 Total
0.892 Pts ($2,854) $1,995 Fees |
Copperstate Home Loans NMLS ID: 1982090 |
6.357% |
$1,971
Fees & Points
$3,759 Total
0.750 Pts ($2,400) $1,359 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.397% |
$1,971
Fees & Points
$5,114 Total
0.500 Pts ($1,600) $3,515 Fees |
Barrett Financial NMLS ID: 181106 |
6.403% |
$1,971
Fees & Points
$5,195 Total
0.750 Pts ($2,400) $2,795 Fees |
Watermark Home Loans NMLS ID: 1838 |
6.509% |
$1,997
Fees & Points
$4,624 Total
0.936 Pts ($2,995) $1,629 Fees |
Northpointe Bank NMLS ID: 447490 |
6.607% |
$2,023
Fees & Points
$3,577 Total
0.682 Pts ($2,182) $1,395 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.708% |
$2,049
Fees & Points
$2,758 Total
0.862 Pts ($2,758) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
CrossCountry Mortgage NMLS ID: 3029 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Quicken Loans NMLS ID: 167283 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 24045 |
| Date Established | 1982 |
| Assets | $ 34.71 billion |
| Loans | $ 24.97 billion |
| Deposits | $ 28.00 billion |
| Capital | $ 3.86 billion |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 2.30 billion |
| Interest-bearing balances | $ 2.12 billion |
| Total securities | $ 4.76 billion |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 24.97 billion |
| Loan loss allowance | $ 245.60 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 17.10 million |
| Goodwill and other intangibles | $ 338.53 million |
| All other assets | $ 1,547.67 million |
| Total Assets | $ 30.85 billion |
| LIABILITIES | |
| Total deposits | $ 28.00 billion |
| Interest-bearing deposits | $ 20.02 billion |
| Deposits held in domestic offices | $ 28.00 billion |
| % insured (estimated)" | 70.88% |
| Federal funds purchased and repurchase agreements | $ 240.00 million |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 1,280.00 million |
| Subordinated debt | $ 381.74 million |
| All other liabilities | $ 542.01 millionn |
| Total Liabilities | $ 30.85 billion |
| Shareholders’ Equity | $ 3.86 billion |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 1,676.65 million |
| Total Interest Expense | $ 647.47 million |
| Net interest income | $ 1,029.17 million |
| Provision for loan and lease losses | $ 70.60 million |
| Total non interest income | $ 130.96 million |
| Total non interest expense | $ 730.06 million |
| Pre-tax Net Operating Income | $ 342.29 million |
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