Genesee Regional Bank
Genesee Regional Bank is an FDIC insured institution headquartered at
1850 Winton Rd S, Rochester, NY 14618.
It was founded in
1985 and has approximately $1 billion in assets. Customers can open an account at one of its 3 branches.
Deposit Rates - March 18, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.10% | $100 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
2.50% | $500 | Compare |
|
6 Mo CD
|
2.75% | $500 | Compare |
|
12 Mo CD
|
2.25% | $500 | Compare |
|
18 Mo CD
|
2.25% | $500 | Compare |
|
24 Mo CD
|
2.25% | $500 | Compare |
|
30 Mo CD
|
2.25% | $500 | Compare |
|
36 Mo CD
|
2.25% | $500 | Compare |
|
48 Mo CD
|
2.25% | $500 | Compare |
|
60 Mo CD
|
2.25% | $500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.25% | $2,500 | Compare |
|
Money Market
|
0.45% | $50,000 | Compare |
|
Money Market
|
0.55% | $100,000 | Compare |
|
Money Market
|
0.80% | $250,000 | Compare |
|
Money Market
|
1.00% | $500,000 | Compare |
|
Money Market
|
1.00% | $5,000,000 | Compare |
Loan Rates - March 18, 2026
| AUTO LOAN RATES | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
3 Year
|
5.50% | $754.90 |
|
4 Year
|
5.75% | $584.26 |
|
5 Year
|
6.00% | $483.32 |
Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 26333 |
| Date Established | 1985 |
| Assets | $ 1,316.92 million |
| Loans | $ 932.79 million |
| Deposits | $ 1,004.08 million |
| Capital | $ 112.38 million |
Summary Balance Sheet as of September 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 128.37 million |
| Interest-bearing balances | $ 115.88 million |
| Total securities | $ 190.86 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 932.79 million |
| Loan loss allowance | $ 12.21 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 3.39 million |
| All other assets | $ 50.94 million |
| Total Assets | $ 1,204.54 million |
| LIABILITIES | |
| Total deposits | $ 1,004.08 million |
| Interest-bearing deposits | $ 818.42 million |
| Deposits held in domestic offices | $ 1,004.08 million |
| % insured (estimated)" | 66.50% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 6.22 millionn |
| Total Liabilities | $ 1,204.54 million |
| Shareholders’ Equity | $ 112.38 million |
Summary Income Statement as of September 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 50.60 million |
| Total Interest Expense | $ 24.06 million |
| Net interest income | $ 26.54 million |
| Provision for loan and lease losses | $ 1.48 million |
| Total non interest income | $ 11.69 million |
| Total non interest expense | $ 21.17 million |
| Pre-tax Net Operating Income | $ 10.73 million |
Customer Reviews for Genesee Regional Bank
Branches
Click on location and enter new zip number to change."
Your current location is: New York City, NY
There are currently no comments for Genesee Regional Bank. Be the first to share your experience. Please provide comments that will help others.