Orange Bank & Trust Company


Orange Bank & Trust Company is an FDIC insured institution headquartered at 212 Dolson Ave, Middletown, NY 10940.
It was founded in 1892 and has approximately $3 billion in assets. Customers can open an account at one of its 13 branches.

Deposit Rates - June 01, 2026

SAVINGS RATES APY MIN
Savings
0.08% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.25% $10,000 Compare
6 Mo CD
0.30% $100,000 Compare
Special: 7 Mo CD
0.20% $10,000 Compare
12 Mo CD
0.30% $10,000 Compare
12 Mo CD
0.30% $100,000 Compare
24 Mo CD
0.35% $10,000 Compare
24 Mo CD
0.35% $100,000 Compare
36 Mo CD
0.40% $10,000 Compare
36 Mo CD
0.40% $100,000 Compare
MM RATES APY MIN
Money Market
0.03% $2,500 Compare
Money Market
0.03% $10,000 Compare
Money Market
0.05% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.04% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 12944
Date Established 1892
Assets $ 2.65 billion
Loans $ 1,921.95 million
Deposits $ 2.32 billion
Capital $ 291.74 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 204.20 million
Interest-bearing balances $ 172.59 million
Total securities $ 419.41 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,921.95 million
Loan loss allowance $ 28.34 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 85.25 million
     Total Assets $ 2.36 billion

LIABILITIES
Total deposits $ 2.32 billion
      Interest-bearing deposits $ 1,584.72 million
      Deposits held in domestic offices $ 2.32 billion
      % insured (estimated)" 43.72%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 18.16 millionn
      Total Liabilities $ 2.36 billion
      Shareholders’ Equity $ 291.74 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 134.98 million
Total Interest Expense $ 29.42 million
Net interest income $ 105.56 million
Provision for loan and lease losses $ 7.75 million
Total non interest income $ 15.56 million
Total non interest expense $ 60.52 million
Pre-tax Net Operating Income $ 9.84 million

Customer Reviews for Orange Bank & Trust Company

There are currently no comments for Orange Bank & Trust Company. Be the first to share your experience. Please provide comments that will help others.


Add Your Review


Rate it here →



Branches

Click on location and enter new zip number to change."
Your current location is: Phoenix, AZ

Orange Bank & Trust Company Locations

Other Banks to Consider