Cadence Bank is an FDIC insured institution headquartered at
201 S Spring St, Tupelo, MS 38804.
It was founded in
1876 and has approximately $49 billion in
assets. Customers can open an account at one of its 315 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.10% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.20% | $10,000 | Compare |
|
12 Mo CD
|
0.25% | $10,000 | Compare |
|
18 Mo CD
|
0.30% | $10,000 | Compare |
|
18 Mo CD
|
0.30% | $100,000 | Compare |
|
24 Mo CD
|
0.40% | $10,000 | Compare |
|
30 Mo CD
|
0.40% | $10,000 | Compare |
|
30 Mo CD
|
0.40% | $100,000 | Compare |
|
36 Mo CD
|
0.45% | $10,000 | Compare |
|
48 Mo CD
|
0.50% | $10,000 | Compare |
|
60 Mo CD
|
0.60% | $10,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.20% | $2,500 | Compare |
|
Money Market
|
0.20% | $10,000 | Compare |
|
Money Market
|
0.20% | $25,000 | Compare |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
VIRA
|
0.26% | $1 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.05% | $1 |
|
INTCK
|
0.05% | $2,500 |
|
7.490 %
|
$0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2024-04-18 |
Home Equity Lines, Refinance, & Second Mortgages | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online. | $0 |
Renovation Finance LLC DBA Renofi NMLS ID: 1802847 / Updated 2024-04-18 |
Renovation-specific home equity loans based on the AFTER renovation value | $0 |
New American Funding, LLC NMLS ID: 6606 / Updated 2024-04-18 |
Cash-Out and Home Equity Options Available. | $0 |
Rocket Mortgage NMLS ID: 3030 |
7.589% |
$2,238
Fees & Points
$2,800 Total
0.875 Pts ($2,800) $0 Fees |
FHAloans.com NMLS ID: Not a Lender |
Fees & Points
Total
Pts ($0) $0 Fees |
Neighbors Bank NMLS ID: 491986 |
Fees & Points
Total
Pts ($0) $0 Fees |
New American Funding, LLC NMLS ID: 6606 |
Fees & Points
Total
Pts ($0) $0 Fees |
MortgageResearch.com NMLS ID: Not a Lender |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 11813 |
| Date Established | 1876 |
| Assets | $ 48.93 billion |
| Loans | $ 32.22 billion |
| Deposits | $ 38.50 billion |
| Capital | $ 5.17 billion |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 4.23 billion |
| Interest-bearing balances | $ 3.43 billion |
| Total securities | $ 8.10 billion |
| Federal funds sold and reverse repurchase | $ 0.50 million |
| Net loans and leases | $ 32.22 billion |
| Loan loss allowance | $ 468.03 million |
| Trading account assets | $ 25.59 million |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 5.85 million |
| Goodwill and other intangibles | $ 1,580.92 million |
| All other assets | $ 1,840.82 million |
| Total Assets | $ 43.77 billion |
| LIABILITIES | |
| Total deposits | $ 38.50 billion |
| Interest-bearing deposits | $ 29.27 billion |
| Deposits held in domestic offices | $ 38.50 billion |
| % insured (estimated) | 60.05% |
| Federal funds purchased and repurchase agreements | $ 451.52 million |
| Trading liabilities | $ 41.73 million |
| Other borrowed funds | $ 1,324.03 million |
| Subordinated debt | $ 437.69 million |
| All other liabilities | $ 668.10 millionn |
| Total Liabilities | $ 43.77 billion |
| Shareholders’ Equity | $ 5.17 billion |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 2.31 billion |
| Total Interest Expense | $ 958.81 million |
| Net interest income | $ 1,351.36 million |
| Provision for loan and lease losses | $ 80.00 million |
| Total non interest income | $ 317.76 million |
| Total non interest expense | $ 1,154.83 million |
| Pre-tax Net Operating Income | $ 313.87 million |
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