72413735
Bank of Ann Arbor is an FDIC insured institution headquartered at
125 S 5th Ave, Ann Arbor, MI 48104.
Deposit Rates -
August 24, 2026
SAVINGS RATES
APY
MIN
Savings
0.05% $2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.15% $10,000
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6 Mo CD
0.25% $100,000
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12 Mo CD
0.20% $10,000
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12 Mo CD
0.30% $100,000
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18 Mo CD
0.25% $10,000
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18 Mo CD
0.25% $100,000
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24 Mo CD
0.35% $10,000
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24 Mo CD
0.35% $100,000
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48 Mo CD
0.55% $10,000
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48 Mo CD
0.55% $100,000
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60 Mo CD
0.65% $10,000
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60 Mo CD
0.65% $100,000
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MM RATES
APY
MIN
Money Market
0.02% $2,500
Compare
Money Market
0.02% $10,000
Compare
Money Market
0.05% $25,000
Compare
INT CHECKING RATES
APY
MIN
Int Ckg
0.02% $1
Int Ckg
0.05% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 34120
Date Established
1996
Assets
$ 3.34 billion
Loans
$ 2.69 billion
Deposits
$ 2.74 billion
Capital
$ 475.67 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 153.75 million
Interest-bearing balances
$ 129.50 million
Total securities
$ 245.70 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 2.69 billion
Loan loss allowance
$ 31.70 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 1.16 million
Goodwill and other intangibles
$ 71.77 million
All other assets
$ 87.05 million
Total Assets $ 2.87 billion
LIABILITIES
Total deposits
$ 2.74 billion
Interest-bearing deposits
$ 1,843.43 million
Deposits held in domestic offices
$ 2.74 billion
% insured (estimated)" 45.33%
Federal funds purchased and repurchase agreements
$ 35.40 million
Trading liabilities
N.A.
Other borrowed funds
$ 60.00 million
Subordinated debt
N.A.
All other liabilities
$ 11.99 millionn
Total Liabilities $ 2.87 billion
Shareholders’ Equity $ 475.67 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 180.58 million
Total Interest Expense
$ 50.59 million
Net interest income
$ 130.00 million
Provision for loan and lease losses
$ 3.51 million
Total non interest income
$ 20.12 million
Total non interest expense
$ 76.65 million
Pre-tax Net Operating Income
$ 28.05 million
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