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Bank of Commerce


Bank of Commerce is an FDIC insured institution headquartered at 310 Howard St, Greenwood, MS 38930.
It was founded in 1904 and has approximately $1 billion in assets. Customers can open an account at one of its 6 branches.

Deposit Rates - September 15, 2025

SAVINGS RATES APY MIN
Savings
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.40% $10,000 Compare
6 Mo CD
0.40% $100,000 Compare
12 Mo CD
0.50% $10,000 Compare
12 Mo CD
0.50% $100,000 Compare
18 Mo CD
0.55% $10,000 Compare
18 Mo CD
0.55% $100,000 Compare
24 Mo CD
0.65% $10,000 Compare
24 Mo CD
0.65% $100,000 Compare
36 Mo CD
0.75% $10,000 Compare
36 Mo CD
0.75% $100,000 Compare
48 Mo CD
0.90% $10,000 Compare
48 Mo CD
0.90% $100,000 Compare
60 Mo CD
1.00% $10,000 Compare
60 Mo CD
1.00% $100,000 Compare
MM RATES APY MIN
Money Market
0.20% $2,500 Compare
Money Market
0.20% $10,000 Compare
Money Market
0.20% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 9359
Date Established 1904
Assets $ 983.46 million
Loans $ 530.42 million
Deposits $ 869.86 million
Capital $ 106.43 million

Summary Balance Sheet as of March 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 147.43 million
Interest-bearing balances $ 139.10 million
Total securities $ 243.91 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 530.42 million
Loan loss allowance $ 5.24 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.15 million
Goodwill and other intangibles $ 17.92 million
All other assets $ 30.13 million
     Total Assets $ 877.03 million

LIABILITIES
Total deposits $ 869.86 million
      Interest-bearing deposits $ 807.22 million
      Deposits held in domestic offices $ 869.86 million
      % insured (estimated)" 51.11%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 10.00 million
Subordinated debt N.A.
All other liabilities $ 2.28 millionn
      Total Liabilities $ 877.03 million
      Shareholders’ Equity $ 106.43 million

Summary Income Statement as of March 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 11.75 million
Total Interest Expense $ 5.37 million
Net interest income $ 6.39 million
Provision for loan and lease losses $ 0.50 million
Total non interest income $ 3.37 million
Total non interest expense $ 4.42 million
Pre-tax Net Operating Income $ 7.11 million

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