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Bank of South Texas


ACH Number: 114917157

Bank of South Texas is an FDIC insured institution headquartered at 1421 E Nolana Ave, Mcallen, TX 78504.
It was founded in 1986 and has approximately $0 billion in assets. Customers can open an account at one of its 6 branches.

Deposit Rates - June 18, 2026

SAVINGS RATES APY MIN
Savings
0.45% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.25% $10,000 Compare
6 Mo CD
0.25% $100,000 Compare
12 Mo CD
0.75% $10,000 Compare
12 Mo CD
0.75% $100,000 Compare
Special: 24 Mo CD
1.11% $1,000 Compare
24 Mo CD
0.85% $10,000 Compare
24 Mo CD
0.85% $100,000 Compare
36 Mo CD
0.85% $10,000 Compare
36 Mo CD
0.85% $100,000 Compare
48 Mo CD
0.85% $10,000 Compare
48 Mo CD
0.85% $100,000 Compare
60 Mo CD
0.85% $10,000 Compare
60 Mo CD
0.85% $100,000 Compare
MM RATES APY MIN
Money Market
0.45% $2,500 Compare
Money Market
0.45% $10,000 Compare
Money Market
0.85% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.45% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 26727
Date Established 1986
Assets $ 167.75 million
Loans $ 114.65 million
Deposits $ 135.46 million
Capital $ 30.92 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 20.59 million
Interest-bearing balances $ 14.84 million
Total securities $ 16.87 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 114.65 million
Loan loss allowance $ 1.45 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 3.48 million
All other assets $ 6.04 million
     Total Assets $ 136.83 million

LIABILITIES
Total deposits $ 135.46 million
      Interest-bearing deposits $ 85.46 million
      Deposits held in domestic offices $ 135.46 million
      % insured (estimated)" 79.84%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 1.21 millionn
      Total Liabilities $ 136.83 million
      Shareholders’ Equity $ 30.92 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 13.02 million
Total Interest Expense $ 2.43 million
Net interest income $ 10.59 million
Provision for loan and lease losses $ 0.15 million
Total non interest income $ 0.79 million
Total non interest expense $ 7.86 million
Pre-tax Net Operating Income $ 1.51 million

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