Banks | Bank of Stockton
Language

Bank of Stockton


Bank of Stockton is an FDIC insured institution headquartered at 301 E Miner Ave, Stockton, CA 95202.
It was founded in 1867 and has approximately $5 billion in assets. Customers can open an account at one of its 19 branches.

Deposit Rates - December 23, 2025

SAVINGS RATES APY MIN
Savings
0.06% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.20% $10,000 Compare
6 Mo CD
0.40% $100,000 Compare
12 Mo CD
0.40% $10,000 Compare
12 Mo CD
0.40% $100,000 Compare
18 Mo CD
0.40% $10,000 Compare
18 Mo CD
0.40% $100,000 Compare
24 Mo CD
0.40% $10,000 Compare
24 Mo CD
0.60% $100,000 Compare
30 Mo CD
0.40% $10,000 Compare
30 Mo CD
0.60% $100,000 Compare
36 Mo CD
0.40% $10,000 Compare
36 Mo CD
0.60% $100,000 Compare
48 Mo CD
0.40% $10,000 Compare
48 Mo CD
0.60% $100,000 Compare
60 Mo CD
0.40% $10,000 Compare
60 Mo CD
0.60% $100,000 Compare
MM RATES APY MIN
Money Market
0.09% $2,500 Compare
Money Market
0.09% $10,000 Compare
Money Market
0.09% $25,000 Compare
FIXED IRA RATES APY MIN
Fixed IRA
0.20% $1
INT CHECKING RATES APY MIN
Int Ckg
0.04% $2,500




Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 1536
Date Established 1867
Assets $ 4.64 billion
Loans $ 2.31 billion
Deposits $ 3.67 billion
Capital $ 825.66 million

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 248.11 million
Interest-bearing balances $ 181.95 million
Total securities $ 1,822.58 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 2.31 billion
Loan loss allowance $ 77.48 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 36.31 million
All other assets $ 139.02 million
     Total Assets $ 3.82 billion

LIABILITIES
Total deposits $ 3.67 billion
      Interest-bearing deposits $ 2.65 billion
      Deposits held in domestic offices $ 3.67 billion
      % insured (estimated)" 56.10%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 2.37 million
Subordinated debt N.A.
All other liabilities $ 123.72 millionn
      Total Liabilities $ 3.82 billion
      Shareholders’ Equity $ 825.66 million

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 95.68 million
Total Interest Expense $ 26.19 million
Net interest income $ 69.49 million
Provision for loan and lease losses N.A.
Total non interest income $ 13.57 million
Total non interest expense $ 43.67 million
Pre-tax Net Operating Income $ 36.04 million

Customer Reviews for Bank of Stockton

There are currently no comments for Bank of Stockton. Be the first to share your experience. Please provide comments that will help others.

Add Your Review


Rate it here →


Branches

Click on location and enter new zip number to change."
Your current location is: New York City, NY

Bank of Stockton Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    Bank of Stockton
    Bank
    CALIFORNIA
    $50,000
    N.A.
    0.06%
    0.27x (National Avg. - 0.23%)
    $2,500
    -
    SCENARIO
    Year Rate
    0.06%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 30 21
    2 50,030 30 21
    3 50,060 30 21
    4 50,090 30 21
    5 50,120 30 21
    6 50,150 30 21
    7 50,180 30 21
    8 50,210 30 21
    9 50,241 30 21
    10 50,271 30 21
    11 50,301 30 21
    12 50,331 30 21
    13 50,361 30 21
    14 50,391 30 21
    15 50,422 30 21
    16 50,452 30 21
    17 50,482 30 21
    18 50,512 30 21
    19 50,543 30 21
    20 50,573 30 21
    TOTAL $603 $422
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    3.75%
    16.59x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085


    Other Banks to Consider