Bank of Stockton
Bank of Stockton is an FDIC insured institution headquartered at
301 E Miner Ave, Stockton, CA 95202.
It was founded in
1867 and has approximately $5 billion in assets. Customers can open an account at one of its 19 branches.
Deposit Rates - December 17, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.06% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.20% | $10,000 | Compare |
|
6 Mo CD
|
0.40% | $100,000 | Compare |
|
12 Mo CD
|
0.40% | $10,000 | Compare |
|
12 Mo CD
|
0.40% | $100,000 | Compare |
|
18 Mo CD
|
0.40% | $10,000 | Compare |
|
18 Mo CD
|
0.40% | $100,000 | Compare |
|
24 Mo CD
|
0.40% | $10,000 | Compare |
|
24 Mo CD
|
0.60% | $100,000 | Compare |
|
30 Mo CD
|
0.40% | $10,000 | Compare |
|
30 Mo CD
|
0.60% | $100,000 | Compare |
|
36 Mo CD
|
0.40% | $10,000 | Compare |
|
36 Mo CD
|
0.60% | $100,000 | Compare |
|
48 Mo CD
|
0.40% | $10,000 | Compare |
|
48 Mo CD
|
0.60% | $100,000 | Compare |
|
60 Mo CD
|
0.40% | $10,000 | Compare |
|
60 Mo CD
|
0.60% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.09% | $2,500 | Compare |
|
Money Market
|
0.09% | $10,000 | Compare |
|
Money Market
|
0.09% | $25,000 | Compare |
| FIXED IRA RATES | APY | MIN |
|---|---|---|
|
Fixed IRA
|
0.20% | $1 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.04% | $2,500 |
Featured Home Equity Rates
-
Sponsored
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REFI, HELOC, & Home Equity Loan Options $0 -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-07-23Intro APR: 6.520 %
After Intro:6.520 %
$20,800 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30Intro APR: 6.990 %
After Intro:6.990 %
$0 -
Intro APR: 8.500 %
After Intro:8.500 %
$25,000 -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-12-17As low as 6.52% APR on your initial draw* $0 -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-12-17Unlock Your Home's Potential $0 -
Rate
NMLS ID: 2611 / Updated 2025-12-17Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi $0 -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2025-12-17Get cash now in exchange for a percentage of your homes future equity. $0 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-12-17Home Equity Loans & Refinance – Cash out $0 -
Owning.com
NMLS ID: 2611 / Updated 2025-12-17Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi $0 -
Point Digital Finance
NMLS ID: Not a Lender / Updated 2025-12-17Get up to $600k with no monthly payments, ever. $0 -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. $0 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
-
Sponsored
-
Pentagon Federal Credit Union
NMLS ID: 4018220.000% $0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees -
Basis Lending, LLC
NMLS ID: 24631245.812% $1,843 Fees & Points $6,670 Total
1.000 Pts ($3,200)
$3,470 Fees -
Pure Rate Mortgage
NMLS ID: 25784745.956% $1,893 Fees & Points $2,810 Total
0.550 Pts ($1,760)
$1,050 Fees -
West Capital Lending
NMLS ID: 15660965.993% $1,893 Fees & Points $4,092 Total
0.874 Pts ($2,797)
$1,295 Fees -
5.995% $1,893 Fees & Points $4,262 Total
0.710 Pts ($2,272)
$1,990 Fees -
6.063% $1,917 Fees & Points $2,904 Total
0.786 Pts ($2,515)
$389 Fees -
Northpointe Bank
NMLS ID: 4474906.081% $1,919 Fees & Points $2,768 Total
0.429 Pts ($1,373)
$1,395 Fees -
PenFed Credit Union
NMLS ID: 4018226.186% $1,919 Fees & Points $6,400 Total
1.000 Pts ($3,200)
$3,200 Fees -
Refi.com
NMLS ID: 19076.190% $1,945 Fees & Points $2,202 Total
0.688 Pts ($2,202)
$0 Fees -
Yakima Federal Savings & Loan Association
NMLS ID: 4329806.245% $1,945 Fees & Points $4,324 Total
0.000 Pts ($0)
$4,324 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.363% $1,971 Fees & Points $3,823 Total
0.976 Pts ($3,123)
$700 Fees -
Veterans United Home Loans
NMLS ID: 1907Fees & Points Total
Pts ($0)
$0 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 1536 |
| Date Established | 1867 |
| Assets | $ 4.64 billion |
| Loans | $ 2.31 billion |
| Deposits | $ 3.67 billion |
| Capital | $ 825.66 million |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 248.11 million |
| Interest-bearing balances | $ 181.95 million |
| Total securities | $ 1,822.58 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 2.31 billion |
| Loan loss allowance | $ 77.48 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 36.31 million |
| All other assets | $ 139.02 million |
| Total Assets | $ 3.82 billion |
| LIABILITIES | |
| Total deposits | $ 3.67 billion |
| Interest-bearing deposits | $ 2.65 billion |
| Deposits held in domestic offices | $ 3.67 billion |
| % insured (estimated)" | 56.10% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 2.37 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 123.72 millionn |
| Total Liabilities | $ 3.82 billion |
| Shareholders’ Equity | $ 825.66 million |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 95.68 million |
| Total Interest Expense | $ 26.19 million |
| Net interest income | $ 69.49 million |
| Provision for loan and lease losses | N.A. |
| Total non interest income | $ 13.57 million |
| Total non interest expense | $ 43.67 million |
| Pre-tax Net Operating Income | $ 36.04 million |
Customer Reviews for Bank of Stockton
Branches
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Bank of Stockton Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBankCALIFORNIA$50,000N.A.0.06%0.27x (National Avg. - 0.23%)$2,500-SCENARIO
Year Rate
0.06%Annual
InterestAnnual Interest
(After Tax)1 50,000 30 21 2 50,030 30 21 3 50,060 30 21 4 50,090 30 21 5 50,120 30 21 6 50,150 30 21 7 50,180 30 21 8 50,210 30 21 9 50,241 30 21 10 50,271 30 21 11 50,301 30 21 12 50,331 30 21 13 50,361 30 21 14 50,391 30 21 15 50,422 30 21 16 50,452 30 21 17 50,482 30 21 18 50,512 30 21 19 50,543 30 21 20 50,573 30 21 TOTAL $603 $422 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
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