Bank of Stockton is an FDIC insured institution headquartered at
301 E Miner Ave, Stockton, CA 95202.
Deposit Rates -
August 20, 2026
SAVINGS RATES
APY
MIN
Savings
0.06% $2,500
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CD RATES
APY
MIN
6 Mo CD
0.20% $10,000
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6 Mo CD
0.40% $100,000
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12 Mo CD
0.40% $10,000
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12 Mo CD
0.40% $100,000
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18 Mo CD
0.40% $10,000
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18 Mo CD
0.40% $100,000
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24 Mo CD
0.40% $10,000
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24 Mo CD
0.60% $100,000
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30 Mo CD
0.40% $10,000
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30 Mo CD
0.60% $100,000
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36 Mo CD
0.40% $10,000
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36 Mo CD
0.60% $100,000
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48 Mo CD
0.40% $10,000
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48 Mo CD
0.60% $100,000
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60 Mo CD
0.40% $10,000
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60 Mo CD
0.60% $100,000
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MM RATES
APY
MIN
Money Market
0.09% $2,500
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Money Market
0.09% $10,000
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Money Market
0.09% $25,000
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FIXED IRA RATES
APY
MIN
Fixed IRA
0.20% $1
INT CHECKING RATES
APY
MIN
Int Ckg
0.04% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 1536
Date Established
1867
Assets
$ 4.78 billion
Loans
$ 2.39 billion
Deposits
$ 3.74 billion
Capital
$ 880.03 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 164.53 million
Interest-bearing balances
$ 101.53 million
Total securities
$ 1,952.60 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 2.39 billion
Loan loss allowance
$ 79.84 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 36.31 million
All other assets
$ 139.02 million
Total Assets $ 3.90 billion
LIABILITIES
Total deposits
$ 3.74 billion
Interest-bearing deposits
$ 2.68 billion
Deposits held in domestic offices
$ 3.74 billion
% insured (estimated)" 55.19%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 2.37 million
Subordinated debt
N.A.
All other liabilities
$ 123.72 millionn
Total Liabilities $ 3.90 billion
Shareholders’ Equity $ 880.03 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 200.49 million
Total Interest Expense
$ 53.15 million
Net interest income
$ 147.33 million
Provision for loan and lease losses
$ 3.07 million
Total non interest income
$ 28.21 million
Total non interest expense
$ 93.56 million
Pre-tax Net Operating Income
$ 36.04 million
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