Beacon Community Bank is an FDIC insured institution headquartered at
2347 Highway 17n, Mount Pleasant, SC 29466.
It was founded in
2018 and has approximately $1 billion in assets. Customers can open an account at one of its 1 branches.
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 59106
Date Established
2018
Assets
$ 964.04 million
Loans
$ 839.20 million
Deposits
$ 747.82 million
Capital
$ 76.09 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 64.49 million
Interest-bearing balances
$ 58.86 million
Total securities
$ 27.21 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 839.20 million
Loan loss allowance
$ 8.46 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
N.A.
All other assets
$ 4.86 million
Total Assets
$ 887.95 million
LIABILITIES
Total deposits
$ 747.82 million
Interest-bearing deposits
$ 668.30 million
Deposits held in domestic offices
$ 747.82 million
% insured (estimated)"
63.16%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 15.46 million
Subordinated debt
N.A.
All other liabilities
$ 3.75 millionn
Total Liabilities
$ 887.95 million
Shareholders’ Equity
$ 76.09 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 48.72 million
Total Interest Expense
$ 26.74 million
Net interest income
$ 21.98 million
Provision for loan and lease losses
$ 2.82 million
Total non interest income
$ 1.91 million
Total non interest expense
$ 16.91 million
Pre-tax Net Operating Income
$ 1.55 million
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