Bedford Loan & Deposit Bank


Bedford Loan & Deposit Bank is an FDIC insured institution headquartered at 45 Highway 42 E, Bedford, KY 40006.
It was founded in 1891 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - April 25, 2025

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.25% $10,000 Compare
6 Mo CD
0.25% $100,000 Compare
12 Mo CD
0.40% $10,000 Compare
12 Mo CD
0.40% $100,000 Compare
18 Mo CD
0.50% $10,000 Compare
18 Mo CD
0.50% $100,000 Compare
24 Mo CD
0.60% $10,000 Compare
24 Mo CD
0.60% $100,000 Compare
36 Mo CD
0.65% $10,000 Compare
36 Mo CD
0.65% $100,000 Compare
48 Mo CD
0.70% $10,000 Compare
48 Mo CD
0.70% $100,000 Compare
60 Mo CD
0.75% $10,000 Compare
60 Mo CD
0.75% $100,000 Compare
MM RATES APY MIN
Money Market
0.05% $2,500 Compare
Money Market
0.08% $10,000 Compare
Money Market
0.10% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.07% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 11355
Date Established 1891
Assets $ 111.58 million
Loans $ 76.57 million
Deposits $ 92.24 million
Capital $ 14.18 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 3.19 million
Interest-bearing balances $ 1.26 million
Total securities $ 26.53 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 76.57 million
Loan loss allowance $ 1.16 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 3.24 million
     Total Assets $ 97.40 million

LIABILITIES
Total deposits $ 92.24 million
      Interest-bearing deposits $ 63.88 million
      Deposits held in domestic offices $ 92.24 million
      % insured (estimated)" 90.99%
Federal funds purchased and repurchase agreements $ 0.41 million
Trading liabilities N.A.
Other borrowed funds $ 0.98 million
Subordinated debt N.A.
All other liabilities $ 0.11 millionn
      Total Liabilities $ 97.40 million
      Shareholders’ Equity $ 14.18 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 5.29 million
Total Interest Expense $ 1.55 million
Net interest income $ 3.75 million
Provision for loan and lease losses $ 0.09 million
Total non interest income $ 0.67 million
Total non interest expense $ 3.35 million
Pre-tax Net Operating Income $ 0.73 million

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Bedford Loan & Deposit Bank Locations