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Bogota Savings Bank


Bogota Savings Bank is an FDIC insured institution headquartered at 819 Teaneck Rd, Teaneck, NJ 07666.
It was founded in 1893 and has approximately $1 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - January 23, 2026

SAVINGS RATES APY MIN
SAV
2.79% $50,000 Compare
SAV
3.56% $100,000 Compare




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 29941
Date Established 1893
Assets $ 923.72 million
Loans $ 669.65 million
Deposits $ 654.13 million
Capital $ 129.57 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 31.25 million
Interest-bearing balances $ 21.58 million
Total securities $ 160.75 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 669.65 million
Loan loss allowance $ 2.54 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 0.12 million
All other assets $ 44.25 million
     Total Assets $ 794.16 million

LIABILITIES
Total deposits $ 654.13 million
      Interest-bearing deposits $ 617.52 million
      Deposits held in domestic offices $ 654.13 million
      % insured (estimated)" 87.09%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 120.54 million
Subordinated debt N.A.
All other liabilities $ 4.74 millionn
      Total Liabilities $ 794.16 million
      Shareholders’ Equity $ 129.57 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 32.15 million
Total Interest Expense $ 21.12 million
Net interest income $ 11.03 million
Provision for loan and lease losses N.A.
Total non interest income $ 1.38 million
Total non interest expense $ 11.42 million
Pre-tax Net Operating Income $ 4.13 million

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Branches

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Bogota Savings Bank Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    ONLINE SAVINGS
    Bogota Savings Bank
    Bank
    -
    $50,000
    N.A.
    2.79%
    12.40x (National Avg. - 0.23%)
    $50,000
    -
    SCENARIO
    Year Rate
    2.79%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,395 977
    2 51,395 1,434 1,004
    3 52,829 1,474 1,032
    4 54,303 1,515 1,061
    5 55,818 1,557 1,090
    6 57,375 1,601 1,121
    7 58,976 1,645 1,152
    8 60,621 1,691 1,184
    9 62,313 1,739 1,217
    10 64,051 1,787 1,251
    11 65,838 1,837 1,286
    12 67,675 1,888 1,322
    13 69,563 1,941 1,359
    14 71,504 1,995 1,396
    15 73,499 2,051 1,435
    16 75,550 2,108 1,475
    17 77,658 2,167 1,517
    18 79,824 2,227 1,559
    19 82,051 2,289 1,602
    20 84,341 2,353 1,647
    TOTAL $36,694 $25,686
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    3.75%
    16.67x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085


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