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b1BANK is an FDIC insured institution headquartered at
500 Laurel St, Baton Rouge, LA 70801.
It was founded in
2006 and has approximately $8 billion in assets. Customers can open an account at one of its 20 branches.
| #1 Non-bank HELOC in the US, A+ BBB Rating | $0 |
Achieve Loans NMLS ID: 1810501 / Updated 2026-04-09 |
Intro APR: 6.125 %
After Intro:6.125 % |
$0 |
|
Intro APR: 6.823 %
After Intro:6.823 % |
$25,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
| Cash in with a HELOC | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-07-05 |
Unlock Your Home's Potential | $0 |
District Lending NMLS ID: 598623 / Updated 2026-07-05 |
Work with a human | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-07-05 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
Basis Lending, LLC NMLS ID: 2463124 |
6.168% |
$1,919
Fees & Points
$5,914 Total
0.750 Pts ($2,400) $3,515 Fees |
Mutual of Omaha Mortgage NMLS ID: 1025894 |
6.377% |
$1,945
Fees & Points
$8,653 Total
0.579 Pts ($1,853) $6,800 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.423% |
$1,997
Fees & Points
$1,610 Total
0.503 Pts ($1,610) $0 Fees |
Sage Home Loan Corporation NMLS ID: 3304 |
6.482% |
$1,997
Fees & Points
$3,609 Total
0.661 Pts ($2,115) $1,494 Fees |
Loansteady NMLS ID: 1701910 |
6.535% |
$2,021
Fees & Points
$1,495 Total
0.000 Pts ($0) $1,495 Fees |
Filo Mortgage, L.L.C. NMLS ID: 1928741 |
6.579% |
$2,021
Fees & Points
$2,963 Total
0.926 Pts ($2,963) $0 Fees |
Quicken Loans NMLS ID: 167283 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 58228 |
| Date Established | 2006 |
| Assets | $ 8.21 billion |
| Loans | $ 6.14 billion |
| Deposits | $ 6.72 billion |
| Capital | $ 969.22 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 413.16 million |
| Interest-bearing balances | $ 341.51 million |
| Total securities | $ 989.23 million |
| Federal funds sold and reverse repurchase | $ 197.98 million |
| Net loans and leases | $ 6.14 billion |
| Loan loss allowance | $ 53.96 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 13.01 million |
| Goodwill and other intangibles | $ 131.00 million |
| All other assets | $ 180.73 million |
| Total Assets | $ 7.24 billion |
| LIABILITIES | |
| Total deposits | $ 6.72 billion |
| Interest-bearing deposits | $ 5.38 billion |
| Deposits held in domestic offices | $ 6.72 billion |
| % insured (estimated)" | 56.89% |
| Federal funds purchased and repurchase agreements | $ 22.62 million |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 256.82 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 46.51 millionn |
| Total Liabilities | $ 7.24 billion |
| Shareholders’ Equity | $ 969.22 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 464.83 million |
| Total Interest Expense | $ 186.64 million |
| Net interest income | $ 278.20 million |
| Provision for loan and lease losses | $ 11.32 million |
| Total non interest income | $ 52.40 million |
| Total non interest expense | $ 196.91 million |
| Pre-tax Net Operating Income | $ 33.89 million |
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