Other Banks to Consider
- USAA Federal Savings Bank
- Western Alliance Bank
- BNC National Bank
- Southwest Heritage Bank
- Goldwater Bank, N.A.
- Gateway Commercial Bank
- Mission Bank
- Scottsdale Community Bank
- Zenith Bank & Trust
- West Valley National Bank
Metropolitan Commercial Bank is an FDIC insured institution headquartered at
99 Park Ave, New York, NY 10016.
It was founded in
1999 and has approximately $8 billion in assets. Customers can open an account at one of its 7 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.20% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.30% | $10,000 | Compare |
|
6 Mo CD
|
0.30% | $100,000 | Compare |
|
12 Mo CD
|
0.50% | $10,000 | Compare |
|
12 Mo CD
|
0.50% | $100,000 | Compare |
|
18 Mo CD
|
0.60% | $10,000 | Compare |
|
18 Mo CD
|
0.60% | $100,000 | Compare |
|
24 Mo CD
|
0.75% | $10,000 | Compare |
|
24 Mo CD
|
0.75% | $100,000 | Compare |
|
36 Mo CD
|
0.90% | $10,000 | Compare |
|
36 Mo CD
|
0.90% | $100,000 | Compare |
|
48 Mo CD
|
0.95% | $10,000 | Compare |
|
48 Mo CD
|
0.95% | $100,000 | Compare |
|
60 Mo CD
|
1.00% | $10,000 | Compare |
|
60 Mo CD
|
1.00% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $2,500 | Compare |
|
Money Market
|
0.05% | $10,000 | Compare |
|
Money Market
|
0.05% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.05% | $1 |
|
Int Ckg
|
0.05% | $2,500 |
| Loans Amounts from $25,000 - $500,000. | $0 |
|
Intro APR: 6.823 %
After Intro:6.823 % |
$25,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-06-07 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
| Cash in with a HELOC | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-06-07 |
Home Equity Loans & Refinance – Cash out | $0 |
District Lending NMLS ID: 1835285 |
6.119% |
$1,919
Fees & Points
$4,099 Total
0.625 Pts ($2,000) $2,099 Fees |
Optimum First Inc NMLS ID: 240415 |
6.146% |
$1,919
Fees & Points
$5,048 Total
0.954 Pts ($3,053) $1,995 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.305% |
$1,945
Fees & Points
$6,314 Total
0.875 Pts ($2,800) $3,515 Fees |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.408% |
$1,945
Fees & Points
$9,690 Total
0.903 Pts ($2,890) $6,800 Fees |
| 6.434% |
$1,997
Fees & Points
$1,974 Total
0.617 Pts ($1,974) $0 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.518% |
$1,997
Fees & Points
$4,795 Total
0.875 Pts ($2,800) $1,995 Fees |
Sage Home Loan Corporation NMLS ID: 3304 |
6.606% |
$2,023
Fees & Points
$3,552 Total
0.643 Pts ($2,058) $1,494 Fees |
SoFi NMLS ID: 696891 |
6.754% |
$2,049
Fees & Points
$4,289 Total
0.873 Pts ($2,794) $1,495 Fees |
loanDepot NMLS ID: 174457 |
6.990% |
$2,103
Fees & Points
$3,746 Total
0.641 Pts ($2,051) $1,695 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
CrossCountry Mortgage NMLS ID: 3029 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 34699 |
| Date Established | 1999 |
| Assets | $ 8.25 billion |
| Loans | $ 6.71 billion |
| Deposits | $ 7.43 billion |
| Capital | $ 726.72 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 393.59 million |
| Interest-bearing balances | $ 381.50 million |
| Total securities | $ 941.17 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 6.71 billion |
| Loan loss allowance | $ 97.08 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 9.73 million |
| All other assets | $ 164.75 million |
| Total Assets | $ 7.53 billion |
| LIABILITIES | |
| Total deposits | $ 7.43 billion |
| Interest-bearing deposits | $ 5.90 billion |
| Deposits held in domestic offices | $ 7.43 billion |
| % insured (estimated)" | 73.31% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 32.04 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 44.94 millionn |
| Total Liabilities | $ 7.53 billion |
| Shareholders’ Equity | $ 726.72 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 515.28 million |
| Total Interest Expense | $ 210.75 million |
| Net interest income | $ 304.53 million |
| Provision for loan and lease losses | $ 37.59 million |
| Total non interest income | $ 11.05 million |
| Total non interest expense | $ 169.67 million |
| Pre-tax Net Operating Income | $ 61.64 million |
Click on location and enter new zip number to change."
Your current location is: Phoenix, AZ
There are currently no comments for Metropolitan Commercial Bank. Be the first to share your experience. Please provide comments that will help others.