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Capital Community Bank of Provo, Utah is an FDIC insured institution headquartered at
3280 N University Ave, Provo, UT 84604.
It was founded in
1993 and has approximately $1 billion in assets. Customers can open an account at one of its 5 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.11% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.55% | $10,000 | Compare |
|
6 Mo CD
|
0.65% | $100,000 | Compare |
|
12 Mo CD
|
0.81% | $10,000 | Compare |
|
12 Mo CD
|
0.91% | $100,000 | Compare |
|
24 Mo CD
|
0.91% | $10,000 | Compare |
|
24 Mo CD
|
1.01% | $100,000 | Compare |
|
36 Mo CD
|
1.11% | $10,000 | Compare |
|
36 Mo CD
|
1.11% | $100,000 | Compare |
|
60 Mo CD
|
1.26% | $10,000 | Compare |
|
60 Mo CD
|
1.31% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.16% | $2,500 | Compare |
|
Money Market
|
0.16% | $10,000 | Compare |
|
Money Market
|
0.21% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.10% | $2,500 |
| Fund home improvements, debt consolidation, major expenses, & more | $0 |
Achieve Loans NMLS ID: 1810501 / Updated 2026-04-09 |
Intro APR: 6.125 %
After Intro:6.125 % |
$0 |
|
Intro APR: 6.823 %
After Intro:6.823 % |
$25,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
| Cash in with a HELOC | $0 |
District Lending NMLS ID: 598623 / Updated 2026-07-06 |
Work with a human | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-07-06 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-07-06 |
Unlock Your Home's Potential | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-07-06 |
Use Home Equity to get cash you need | $0 |
| 6.062% |
$1,893
Fees & Points
$6,499 Total
0.625 Pts ($2,000) $4,499 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.168% |
$1,919
Fees & Points
$5,914 Total
0.750 Pts ($2,400) $3,515 Fees |
| 6.210% |
$1,945
Fees & Points
$3,012 Total
0.613 Pts ($1,962) $1,050 Fees |
| 6.335% |
$1,971
Fees & Points
$2,896 Total
0.905 Pts ($2,896) $0 Fees |
Northpointe Bank NMLS ID: 447490 |
6.375% |
$1,971
Fees & Points
$4,240 Total
0.889 Pts ($2,845) $1,395 Fees |
Mutual of Omaha Mortgage NMLS ID: 1025894 |
6.377% |
$1,945
Fees & Points
$8,653 Total
0.579 Pts ($1,853) $6,800 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.423% |
$1,997
Fees & Points
$1,610 Total
0.503 Pts ($1,610) $0 Fees |
Sage Home Loan Corporation NMLS ID: 3304 |
6.482% |
$1,997
Fees & Points
$3,609 Total
0.661 Pts ($2,115) $1,494 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.518% |
$1,997
Fees & Points
$4,795 Total
0.875 Pts ($2,800) $1,995 Fees |
CrossCountry Mortgage NMLS ID: 3029 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
Quicken Loans NMLS ID: 167283 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 33823 |
| Date Established | 1993 |
| Assets | $ 1,428.53 million |
| Loans | $ 1,083.46 million |
| Deposits | $ 1,192.21 million |
| Capital | $ 204.37 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 207.98 million |
| Interest-bearing balances | $ 177.59 million |
| Total securities | $ 50.76 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 1,083.46 million |
| Loan loss allowance | $ 46.64 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 3.14 million |
| Goodwill and other intangibles | $ 3.27 million |
| All other assets | $ 24.37 million |
| Total Assets | $ 1,224.16 million |
| LIABILITIES | |
| Total deposits | $ 1,192.21 million |
| Interest-bearing deposits | $ 1,028.85 million |
| Deposits held in domestic offices | $ 1,192.21 million |
| % insured (estimated)" | 74.77% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 36.03 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 12.82 millionn |
| Total Liabilities | $ 1,224.16 million |
| Shareholders’ Equity | $ 204.37 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 227.28 million |
| Total Interest Expense | $ 34.13 million |
| Net interest income | $ 193.15 million |
| Provision for loan and lease losses | $ 69.46 million |
| Total non interest income | $ 33.51 million |
| Total non interest expense | $ 77.10 million |
| Pre-tax Net Operating Income | $ 13.40 million |
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John Grierer
September 3, 2023 |
The ACH processes at this bank are terrible. At maturity of my CD, the bank refused an external ACH drawn from an outside bank, in spite of providing assurances that this would not happen together with the routing instructions. This led to a $50 penalty and significant loss of interest. I would not recommend.