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Capitol National Bank


ACH Number: 72413450

Capitol National Bank is an FDIC insured institution headquartered at 200 N Washington Sq, Lansing, MI 48933.
It was founded in 1982 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - August 24, 2026

SAVINGS RATES APY MIN
Savings
0.05% $100 Compare
CD RATES APY MIN
6 Mo CD
0.50% $500 Compare
Special: 12 Mo CD
0.50% $100,000 Compare
18 Mo CD
0.50% $500 Compare
24 Mo CD
0.50% $500 Compare
Special: 24 Mo CD
0.50% $100,000 Compare
36 Mo CD
0.50% $500 Compare
48 Mo CD
0.50% $500 Compare
60 Mo CD
0.50% $500 Compare
MM RATES APY MIN
Money Market
0.01% $1 Compare
Money Market
0.05% $5,000 Compare
Money Market
0.10% $25,000 Compare




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 24199
Date Established 1982
Assets $ 212.53 million
Loans $ 164.67 million
Deposits $ 166.23 million
Capital $ 31.83 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 36.55 million
Interest-bearing balances $ 34.34 million
Total securities $ 3.37 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 164.67 million
Loan loss allowance $ 3.97 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 3.23 million
     Total Assets $ 180.70 million

LIABILITIES
Total deposits $ 166.23 million
      Interest-bearing deposits $ 123.11 million
      Deposits held in domestic offices $ 166.23 million
      % insured (estimated)" 64.78%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 4.79 millionn
      Total Liabilities $ 180.70 million
      Shareholders’ Equity $ 31.83 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 12.25 million
Total Interest Expense $ 2.01 million
Net interest income $ 10.24 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.68 million
Total non interest expense $ 5.92 million
Pre-tax Net Operating Income $ 1.34 million

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