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Charlotte State Bank & Trust

Our records indicate that this bank has been acquired by Crews Bank & Trust.


Charlotte State Bank & Trust is an FDIC insured institution headquartered at 1100 Tamiami Trl, Port Charlotte, FL 33953.
It was founded in 1987 and has approximately $1 billion in assets. Customers can open an account at one of its 7 branches.

Deposit Rates - April 02, 2026

SAVINGS RATES APY MIN
Savings
0.02% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.04% $10,000 Compare
6 Mo CD
0.04% $100,000 Compare
12 Mo CD
0.06% $10,000 Compare
12 Mo CD
0.06% $100,000 Compare
18 Mo CD
0.08% $10,000 Compare
18 Mo CD
0.08% $100,000 Compare
24 Mo CD
0.10% $10,000 Compare
24 Mo CD
0.10% $100,000 Compare
30 Mo CD
0.10% $10,000 Compare
30 Mo CD
0.10% $100,000 Compare
36 Mo CD
0.10% $10,000 Compare
36 Mo CD
0.10% $100,000 Compare
48 Mo CD
0.10% $10,000 Compare
48 Mo CD
0.10% $100,000 Compare
60 Mo CD
0.15% $10,000 Compare
60 Mo CD
0.15% $100,000 Compare
MM RATES APY MIN
Money Market
0.02% $2,500 Compare
Money Market
0.02% $10,000 Compare
Money Market
0.02% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.03% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 27086
Date Established 1987
Assets $ 629.39 million
Loans $ 236.19 million
Deposits $ 577.47 million
Capital $ 50.59 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 199.21 million
Interest-bearing balances $ 196.46 million
Total securities $ 185.46 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 236.19 million
Loan loss allowance $ 3.92 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 2.41 million
     Total Assets $ 578.80 million

LIABILITIES
Total deposits $ 577.47 million
      Interest-bearing deposits $ 294.49 million
      Deposits held in domestic offices $ 577.47 million
      % insured (estimated)" 83.54%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 1.95 millionn
      Total Liabilities $ 578.80 million
      Shareholders’ Equity $ 50.59 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 14.07 million
Total Interest Expense $ 0.83 million
Net interest income $ 13.24 million
Provision for loan and lease losses $ 0.00 million
Total non interest income $ 3.90 million
Total non interest expense $ 7.74 million
Pre-tax Net Operating Income $ 3.60 million

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