Chinatown Federal Savings Bank is an FDIC insured institution headquartered at
107-109 Bowery, New York, NY 10002.
It was founded in
1984 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.
Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 32209
Date Established
1984
Assets
$ 135.85 million
Loans
$ 91.47 million
Deposits
$ 108.14 million
Capital
$ 25.38 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 37.48 million
Interest-bearing balances
$ 36.62 million
Total securities
$ 2.09 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 91.47 million
Loan loss allowance
$ 0.83 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
N.A.
All other assets
$ 8.36 million
Total Assets
$ 114.07 million
LIABILITIES
Total deposits
$ 108.14 million
Interest-bearing deposits
$ 94.42 million
Deposits held in domestic offices
$ 108.14 million
% insured (estimated)"
97.82%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 5.94 millionn
Total Liabilities
$ 114.07 million
Shareholders’ Equity
$ 21.78 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 3.32 million
Total Interest Expense
$ 0.62 million
Net interest income
$ 2.69 million
Provision for loan and lease losses
N.A.
Total non interest income
$ 0.14 million
Total non interest expense
$ 3.27 million
Pre-tax Net Operating Income
N.A.
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Branches
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