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BTG Pactual Bank is an FDIC insured institution headquartered at
499 Park Ave, New York, NY 10022.
It was founded in
2000 and has approximately $1 billion in assets. Customers can open an account at one of its 1 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
1.75% | $5,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
3.35% | $500 | Compare |
|
6 Mo CD
|
4.00% | $500 | Compare |
|
9 Mo CD
|
4.10% | $500 | Compare |
|
12 Mo CD
|
4.15% | $500 | Compare |
|
13 Mo CD
|
3.20% | $5,000 | Compare |
|
18 Mo CD
|
4.10% | $500 | Compare |
|
24 Mo CD
|
4.15% | $500 | Compare |
|
36 Mo CD
|
4.15% | $500 | Compare |
|
48 Mo CD
|
4.15% | $500 | Compare |
|
60 Mo CD
|
4.15% | $500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
3.65% | $5,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
2.75% | $0 |
| #1 Non-bank HELOC in the US, A+ BBB Rating | $0 |
Achieve Loans NMLS ID: 1810501 / Updated 2026-04-09 |
Intro APR: 6.125 %
After Intro:6.125 % |
$0 |
|
Intro APR: 6.750 %
After Intro:6.750 % |
$25,000 |
|
Intro APR: 6.823 %
After Intro:6.823 % |
$25,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-07-09 |
Use Home Equity to get cash you need | $0 |
District Lending NMLS ID: 598623 / Updated 2026-07-09 |
Work with a human | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-07-09 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
Spring EQ NMLS ID: 1464945 / Updated 2026-07-09 |
The leader for homeowners tapping cash from their homes since 2016. | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-07-09 |
Unlock Your Home's Potential | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
| Cash in with a HELOC | $0 |
| 6.188% |
$1,919
Fees & Points
$6,499 Total
0.625 Pts ($2,000) $4,499 Fees |
Saxton Mortgage NMLS ID: 1717191 |
6.247% |
$1,945
Fees & Points
$4,271 Total
0.930 Pts ($2,976) $1,295 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.317% |
$1,945
Fees & Points
$6,714 Total
1.000 Pts ($3,200) $3,515 Fees |
| 6.328% |
$1,971
Fees & Points
$2,733 Total
0.526 Pts ($1,683) $1,050 Fees |
Copperstate Home Loans NMLS ID: 1982090 |
6.333% |
$1,971
Fees & Points
$2,959 Total
0.500 Pts ($1,600) $1,359 Fees |
Optimum First Mortgage NMLS ID: 240415 |
6.361% |
$1,971
Fees & Points
$3,761 Total
0.552 Pts ($1,766) $1,995 Fees |
Simply PMG NMLS ID: 133739 |
6.378% |
$1,971
Fees & Points
$4,319 Total
0.945 Pts ($3,024) $1,295 Fees |
Barrett Financial NMLS ID: 181106 |
6.380% |
$1,971
Fees & Points
$4,395 Total
0.500 Pts ($1,600) $2,795 Fees |
Mutual of Omaha Mortgage NMLS ID: 1025894 |
6.414% |
$1,945
Fees & Points
$9,891 Total
0.966 Pts ($3,091) $6,800 Fees |
| 6.450% |
$1,997
Fees & Points
$2,502 Total
0.782 Pts ($2,502) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.453% |
$1,997
Fees & Points
$2,627 Total
0.821 Pts ($2,627) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.454% |
$1,997
Fees & Points
$2,669 Total
0.834 Pts ($2,669) $0 Fees |
| 6.456% |
$1,997
Fees & Points
$2,980 Total
0.545 Pts ($1,744) $1,236 Fees |
Watermark Home Loans NMLS ID: 1838 |
6.476% |
$1,997
Fees & Points
$3,488 Total
0.581 Pts ($1,859) $1,629 Fees |
Northpointe Bank NMLS ID: 447490 |
6.476% |
$1,997
Fees & Points
$3,382 Total
0.621 Pts ($1,987) $1,395 Fees |
Loansteady NMLS ID: 1701910 |
6.491% |
$1,997
Fees & Points
$3,895 Total
0.750 Pts ($2,400) $1,495 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.518% |
$1,997
Fees & Points
$4,795 Total
0.875 Pts ($2,800) $1,995 Fees |
Sage Home Loan Corporation NMLS ID: 3304 |
6.625% |
$2,023
Fees & Points
$4,160 Total
0.833 Pts ($2,666) $1,494 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Quicken Loans NMLS ID: 167283 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 35154 |
| Date Established | 2000 |
| Assets | $ 887.79 million |
| Loans | $ 280.70 million |
| Deposits | $ 368.00 million |
| Capital | $ 459.10 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 515.09 million |
| Interest-bearing balances | $ 514.14 million |
| Total securities | $ 68.07 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 280.70 million |
| Loan loss allowance | $ 2.86 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | N.A. |
| All other assets | $ 3.49 million |
| Total Assets | $ 428.69 million |
| LIABILITIES | |
| Total deposits | $ 368.00 million |
| Interest-bearing deposits | $ 320.00 million |
| Deposits held in domestic offices | $ 368.00 million |
| % insured (estimated)" | 60.89% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 4.79 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 1.67 millionn |
| Total Liabilities | $ 428.69 million |
| Shareholders’ Equity | $ 459.10 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 22.12 million |
| Total Interest Expense | $ 11.01 million |
| Net interest income | $ 11.11 million |
| Provision for loan and lease losses | $ 0.21 million |
| Total non interest income | $ 0.37 million |
| Total non interest expense | $ 9.37 million |
| Pre-tax Net Operating Income | $ 0.17 million |
*Should any logos, images or public notes appear on this page,they do so courtesy of BTG Pactual Bank and are not subject to approval of RatesAndInfo.com. RatesAndInfo.com expressly disclaims all responsibility for this content.
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