Citizens and Farmers Bank

Branches

Click on location and enter new zip number to change.
Your current location is: Connecticut, Fairfield
View Branches Statewide →

View Branches Nationwide →

Citizens and Farmers Bank Locations

Deposit Rates - May 8, 2021

SAVINGS RATES APY MIN MAX
Savings
0.05% $2,500 $4,999 Compare
CD RATES APY MIN MAX
6 Mo CD
0.10% $10,000 $14,999 Compare
6 Mo CD
0.10% $100,000 $199,999 Compare
Special: 11 Mo CD
0.55% $1,000 - Compare
12 Mo CD
0.25% $10,000 $14,999 Compare
12 Mo CD
0.25% $100,000 $199,999 Compare
18 Mo CD
0.30% $10,000 $14,999 Compare
18 Mo CD
0.30% $100,000 $199,999 Compare
24 Mo CD
0.40% $10,000 $14,999 Compare
24 Mo CD
0.40% $100,000 $199,999 Compare
30 Mo CD
0.40% $10,000 $14,999 Compare
30 Mo CD
0.40% $100,000 $199,999 Compare
36 Mo CD
0.45% $10,000 $14,999 Compare
36 Mo CD
0.45% $100,000 $199,999 Compare
48 Mo CD
0.45% $10,000 $14,999 Compare
48 Mo CD
0.45% $100,000 $199,999 Compare
60 Mo CD
0.55% $10,000 $14,999 Compare
60 Mo CD
0.55% $100,000 $199,999 Compare
MM RATES APY MIN MAX
Money Market
0.05% $2,500 $2,999 Compare
Money Market
0.15% $10,000 $14,999 Compare
Money Market
0.20% $25,000 $29,999 Compare
FIXED IRA RATES APY MIN MAX
Special: 13 Mo FIRA
0.65% $1,000 -
INT CHECKING RATES APY MIN MAX
Int Ckg
0.01% $1 $99
Int Ckg
0.01% $2,500 $3,499

Overview 2021

General Bank Information

FDIC Insured Yes
FDIC Certificate # 10363
Date Established 1927
Assets $ 2.05 billion
Loans $ 1,516.68 million
Deposits $ 1,773.64 million
Capital $ 218.81 million

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $ 94.34 million
Interest-bearing balances $ 67.83 million
Total securities $ 287.87 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,516.68 million
Loan loss allowance $ 39.16 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.91 million
Goodwill and other intangibles $ 27.48 million
All other assets $ 73.34 million
     Total Assets $ 1,834.49 million

LIABILITIES
Total deposits $ 1,773.64 million
      Interest-bearing deposits $ 1,250.26 million
      Deposits held in domestic offices $ 1,773.64 million
      % insured (estimated) 77.85%
Federal funds purchased and repurchase agreements $ 20.46 million
Trading liabilities N.A.
Other borrowed funds $ 6.31 million
Subordinated debt N.A.
All other liabilities $ 34.09 millionn
      Total Liabilities $ 1,834.49 million
      Shareholders’ Equity $ 218.81 million

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $ 97.10 million
Total Interest Expense $ 11.77 million
Net interest income $ 85.33 million
Provision for loan and lease losses $ 11.08 million
Total non interest income $ 53.04 million
Total non interest expense $ 95.25 million
Pre-tax Net Operating Income $ 32.04 million

Citizens and Farmers Bank is an FDIC insured institution headquartered at 415 14th Street, West Point, VA 23181.
It was founded in 1927 and has approximately $2 billion in assets. Customers can open an account at one of its 27 branches.