Citizens Bank of Las Cruces is an FDIC insured institution headquartered at
505 S Main St, Las Cruces, NM 88001.
It was founded in
1970 and has approximately $1 billion in assets. Customers can open an account at one of its 6 branches.
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Turn equity into cash for new opportunities by comparing lender options.
Lower your monthly payments and start saving for life's big expenses
See if you could keep your rate and get cash out
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 20161
Date Established
1970
Assets
$ 1,145.76 million
Loans
$ 797.73 million
Deposits
$ 1,024.83 million
Capital
$ 111.95 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 39.86 million
Interest-bearing balances
$ 28.43 million
Total securities
$ 272.65 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 797.73 million
Loan loss allowance
$ 11.30 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
N.A.
All other assets
$ 18.08 million
Total Assets
$ 1,033.80 million
LIABILITIES
Total deposits
$ 1,024.83 million
Interest-bearing deposits
$ 698.22 million
Deposits held in domestic offices
$ 1,024.83 million
% insured (estimated)"
55.02%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 4.83 millionn
Total Liabilities
$ 1,033.80 million
Shareholders’ Equity
$ 111.95 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 59.29 million
Total Interest Expense
$ 12.08 million
Net interest income
$ 47.21 million
Provision for loan and lease losses
$ 1.28 million
Total non interest income
$ 6.53 million
Total non interest expense
$ 27.75 million
Pre-tax Net Operating Income
$ 8.97 million
Customer Reviews for Citizens Bank of Las Cruces
There are currently no comments for Citizens Bank of Las Cruces. Be the first to share your experience. Please provide comments that will help others.
Branches
Click on location and enter new zip number to change."
Your current location is: New York City, NY
There are currently no comments for Citizens Bank of Las Cruces. Be the first to share your experience. Please provide comments that will help others.