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Citizens Bank & Trust Co. of Jackson


Citizens Bank & Trust Co. of Jackson is an FDIC insured institution headquartered at 720 Highway 15 S, Jackson, KY 41339.
It was founded in 1962 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - March 21, 2026

SAVINGS RATES APY MIN
Savings
0.15% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.10% $10,000 Compare
6 Mo CD
0.10% $100,000 Compare
12 Mo CD
0.20% $10,000 Compare
12 Mo CD
0.20% $100,000 Compare
24 Mo CD
0.20% $10,000 Compare
24 Mo CD
0.20% $100,000 Compare
36 Mo CD
0.20% $10,000 Compare
36 Mo CD
0.20% $100,000 Compare
48 Mo CD
0.20% $10,000 Compare
48 Mo CD
0.20% $100,000 Compare
60 Mo CD
0.20% $10,000 Compare
60 Mo CD
0.20% $100,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.15% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 18620
Date Established 1962
Assets $ 211.85 million
Loans $ 155.01 million
Deposits $ 187.48 million
Capital $ 23.00 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 18.43 million
Interest-bearing balances $ 14.24 million
Total securities $ 22.33 million
Federal funds sold and reverse repurchase $ 3.36 million
Net loans and leases $ 155.01 million
Loan loss allowance $ 2.08 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.93 million
Goodwill and other intangibles $ 2.17 million
All other assets $ 7.01 million
     Total Assets $ 188.86 million

LIABILITIES
Total deposits $ 187.48 million
      Interest-bearing deposits $ 152.96 million
      Deposits held in domestic offices $ 187.48 million
      % insured (estimated)" 82.59%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.62 millionn
      Total Liabilities $ 188.86 million
      Shareholders’ Equity $ 23.00 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 9.23 million
Total Interest Expense $ 2.53 million
Net interest income $ 6.70 million
Provision for loan and lease losses $ 0.11 million
Total non interest income $ 1.99 million
Total non interest expense $ 5.78 million
Pre-tax Net Operating Income $ 0.93 million

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