Banks | Citizens Bank & Trust, Inc.

Citizens Bank & Trust, Inc.


Citizens Bank & Trust, Inc. is an FDIC insured institution headquartered at 12255 S Main St, Trenton, GA 30752.
It was founded in 1988 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - April 27, 2024

SAVINGS RATES APY MIN
Savings
0.25% $100 Compare
CD RATES APY MIN
6 Mo CD
0.40% $500 Compare
12 Mo CD
0.50% $500 Compare
18 Mo CD
0.60% $500 Compare
24 Mo CD
0.65% $500 Compare
30 Mo CD
0.70% $500 Compare
36 Mo CD
0.85% $500 Compare
48 Mo CD
0.90% $500 Compare
60 Mo CD
1.00% $500 Compare
MM RATES APY MIN
Money Market
0.30% $2,500 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $600

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 27153
Date Established 1988
Assets $ 127.48 million
Loans $ 71.36 million
Deposits $ 113.73 million
Capital $ 12.16 million

Summary Balance Sheet as of June 30, 2023

ASSETS
Cash & Balances due from depository institutions $ 9.91 million
Interest-bearing balances $ 3.27 million
Total securities $ 35.43 million
Federal funds sold and reverse repurchase $ 6.29 million
Net loans and leases $ 71.36 million
Loan loss allowance $ 1.14 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 3.63 million
     Total Assets $ 115.31 million

LIABILITIES
Total deposits $ 113.73 million
      Interest-bearing deposits $ 87.46 million
      Deposits held in domestic offices $ 113.73 million
      % insured (estimated) 90.78%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.70 millionn
      Total Liabilities $ 115.31 million
      Shareholders’ Equity $ 12.16 million

Summary Income Statement as of June 30, 2023

INCOME AND EXPENSES
Total Interest Income $ 6.35 million
Total Interest Expense $ 0.56 million
Net interest income $ 5.79 million
Provision for loan and lease losses $ 0.16 million
Total non interest income $ 1.12 million
Total non interest expense $ 4.22 million
Pre-tax Net Operating Income $ 0.80 million

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Branches

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Citizens Bank & Trust, Inc. Locations

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