Other Banks to Consider
- Mizuho Bank (USA)
- Hanover Community Bank
- Bank of Utica
- Ulster Savings Bank
- NewBank
- American Community Bank
- WSB Municipal Bank
- GS&L Municipal Bank
- Emigrant Mercantile Bank
- Baer American Banking Corporation (NYIC)
Walden Savings Bank
Walden Savings Bank is an FDIC insured institution headquartered at
15 Scotts Corner Dr, Montgomery, NY 12549.
It was founded in
1872 and has approximately $1 billion in assets. Customers can open an account at one of its 11 branches.
Deposit Rates - January 07, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.10% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.40% | $10,000 | Compare |
|
6 Mo CD
|
0.40% | $100,000 | Compare |
|
12 Mo CD
|
0.50% | $10,000 | Compare |
|
12 Mo CD
|
0.50% | $100,000 | Compare |
|
18 Mo CD
|
0.60% | $10,000 | Compare |
|
18 Mo CD
|
0.60% | $100,000 | Compare |
|
24 Mo CD
|
0.65% | $10,000 | Compare |
|
24 Mo CD
|
0.65% | $100,000 | Compare |
|
30 Mo CD
|
0.70% | $10,000 | Compare |
|
30 Mo CD
|
0.70% | $100,000 | Compare |
|
36 Mo CD
|
0.85% | $10,000 | Compare |
|
36 Mo CD
|
0.85% | $100,000 | Compare |
|
48 Mo CD
|
0.95% | $10,000 | Compare |
|
48 Mo CD
|
0.95% | $100,000 | Compare |
|
60 Mo CD
|
1.00% | $10,000 | Compare |
|
60 Mo CD
|
1.00% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.10% | $2,500 | Compare |
|
Money Market
|
0.10% | $10,000 | Compare |
|
Money Market
|
0.10% | $25,000 | Compare |
Featured Home Equity Rates
-
Sponsored
-
Loans Amounts from $25,000 - $500,000. $0 -
Intro APR: 6.240 %
After Intro:6.240 %
$0 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Intro APR: 8.500 %
After Intro:8.500 %
$25,000 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
-
Sponsored
-
Pentagon Federal Credit Union
NMLS ID: 4018220.000% $0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees -
Rocket Mortgage
NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 15987 |
| Date Established | 1872 |
| Assets | $ 944.95 million |
| Loans | $ 692.95 million |
| Deposits | $ 802.87 million |
| Capital | $ 80.43 million |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 22.46 million |
| Interest-bearing balances | $ 18.46 million |
| Total securities | $ 176.56 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 692.95 million |
| Loan loss allowance | $ 7.62 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 0.41 million |
| All other assets | $ 33.33 million |
| Total Assets | $ 864.52 million |
| LIABILITIES | |
| Total deposits | $ 802.87 million |
| Interest-bearing deposits | $ 632.03 million |
| Deposits held in domestic offices | $ 802.87 million |
| % insured (estimated)" | 86.85% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 5.97 millionn |
| Total Liabilities | $ 864.52 million |
| Shareholders’ Equity | $ 80.43 million |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 21.68 million |
| Total Interest Expense | $ 5.65 million |
| Net interest income | $ 16.03 million |
| Provision for loan and lease losses | N.A. |
| Total non interest income | $ 2.97 million |
| Total non interest expense | $ 13.10 million |
| Pre-tax Net Operating Income | $ 2.58 million |
*Should any logos, images or public notes appear on this page,they do so courtesy of Walden Savings Bank and are not subject to approval of RatesAndInfo.com. RatesAndInfo.com expressly disclaims all responsibility for this content.
Customer Reviews for Walden Savings Bank
Branches
Click on location and enter new zip number to change."
Your current location is: New York City, NY
Walden Savings Bank Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBankNEW YORK$50,000N.A.0.10%0.44x (National Avg. - 0.23%)$2,500-SCENARIO
Year Rate
0.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 50 35 2 50,050 50 35 3 50,100 50 35 4 50,150 50 35 5 50,200 50 35 6 50,251 50 35 7 50,301 50 35 8 50,351 50 35 9 50,401 50 35 10 50,452 50 35 11 50,502 51 35 12 50,553 51 35 13 50,603 51 35 14 50,654 51 35 15 50,705 51 35 16 50,755 51 36 17 50,806 51 36 18 50,857 51 36 19 50,908 51 36 20 50,959 51 36 TOTAL $1,010 $707 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
There are currently no comments for Walden Savings Bank. Be the first to share your experience. Please provide comments that will help others.