NBT Bank, National Association

Branches

Click on location and enter new zip number to change.
Your current location is: Connecticut, Fairfield View Branches Statewide →
View Branches Nationwide →

NBT Bank, National Association Locations

Rates - June 7, 2020

Your current location is: Connecticut, Fairfield

CD RATES APY MIN MAX
3 Mo CD
0.20% $1,000 - Compare
6 Mo CD
0.25% $1,000 - Compare
12 Mo CD
0.40% $1,000 - Compare
18 Mo CD
0.40% $1,000 - Compare
24 Mo CD
0.60% $1,000 - Compare
30 Mo CD
0.60% $1,000 - Compare
36 Mo CD
0.65% $1,000 - Compare
48 Mo CD
0.70% $1,000 - Compare
60 Mo CD
0.75% $1,000 - Compare
SAVINGS RATES APY MIN MAX
Savings
0.05% $25 - Compare
MM RATES APY MIN MAX
Money Market
0.10% $5,000 $49,999 Compare
FIXED IRA RATES APY MIN MAX
Fixed IRA
0.60% $25 -
VARIABLE IRA RATES APY MIN MAX
Var IRA
0.40% $25 -
INT CHECKING RATES APY MIN MAX
Int Ckg
0.01% $100 $2,499
Int Ckg
0.01% $2,500 -

Overview 2020

General Bank Information

FDIC Insured Yes
FDIC Certificate # 7230
Date Established 1856
Assets $ 9.64 billion
Loans $ 7.07 billion
Deposits $ 7.65 billion
Capital $ 1,141.90 million

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $ 214.63 million
Interest-bearing balances $ 44.41 million
Total securities $ 1,610.74 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 7.07 billion
Loan loss allowance $ 72.97 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 1.46 million
Goodwill and other intangibles $ 256.36 million
All other assets $ 417.75 million
     Total Assets $ 8.50 billion

LIABILITIES
Total deposits $ 7.65 billion
      Interest-bearing deposits $ 7.33 billion
      Deposits held in domestic offices $ 7.65 billion
      % insured (estimated) 49.44%
Federal funds purchased and repurchase agreements $ 208.78 million
Trading liabilities N.A.
Other borrowed funds $ 510.69 million
Subordinated debt N.A.
All other liabilities $ 136.20 millionn
      Total Liabilities $ 8.50 billion
      Shareholders’ Equity $ 1,141.90 million

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $ 367.52 million
Total Interest Expense $ 51.56 million
Net interest income $ 315.97 million
Provision for loan and lease losses $ 25.41 million
Total non interest income $ 100.29 million
Total non interest expense $ 244.88 million
Pre-tax Net Operating Income $ 145.97 million

NBT Bank, National Association is an FDIC insured institution headquartered at 52 South Broad Street, Norwich, NY 13815.
It was founded in 1856 and has approximately $10 billion in assets. Customers can open an account at one of its 159 branches.