NBT Bank, National Association

Branches

Your current location is: New York, NY

NBT Bank, National Association Locations

Rates - May 26, 2019

Your current location is: New York, NY

CD RATES APY MIN MAX
3 Mo CD
0.20% $1,000 - Compare
6 Mo CD
0.25% $1,000 - Compare
12 Mo CD
0.40% $1,000 - Compare
Special: 15 Mo CD
2.53% $1,000 - Compare
18 Mo CD
0.40% $1,000 - Compare
24 Mo CD
0.60% $1,000 - Compare
Special: 30 Mo CD
2.78% $1,000 - Compare
30 Mo CD
0.60% $1,000 - Compare
36 Mo CD
0.80% $1,000 - Compare
48 Mo CD
1.00% $1,000 - Compare
60 Mo CD
1.25% $1,000 - Compare
SAVINGS RATES APY MIN MAX
Savings
0.05% $25 - Compare
MM RATES APY MIN MAX
Money Market
0.03% $1,000 $24,999 Compare
Money Market
0.05% $10,000 $49,999 Compare
Money Market
0.05% $25,000 $74,999 Compare
PREMM RATES APY MIN MAX
Premium Money Market
0.10% $5,000 $49,999 Compare
FIXED IRA RATES APY MIN MAX
Fixed IRA
1.00% $1,000 -
VARIABLE IRA RATES APY MIN MAX
Var IRA
0.40% $25 -
INT CHECKING RATES APY MIN MAX
Int Ckg
0.01% $100 $2,499
Int Ckg
0.01% $2,500 -

Overview 2019

General Bank Information

FDIC Insured Yes
FDIC Certificate # 7230
Date Established 1856
Assets $9.49 billion
Loans $6.82 billion
Deposits $7.41 billion
Capital $1.06 billion

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $0.18 billion
Interest-bearing balances $0.00 billion
Total securities $1.79 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $6.82 billion
Loan loss allowance $0.07 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.26 billion
All other assets $0.38 billion
     Total Assets $8.43 billion

LIABILITIES
Total deposits $7.41 billion
      Interest-bearing deposits $6.85 billion
      Deposits held in domestic offices $7.41 billion
      % insured (estimated) 62.42%
Federal funds purchased and repurchase agreements $0.24 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.70 billion
Subordinated debt $0.00 billion
All other liabilities $0.08 billion
      Total Liabilities $8.43 billion
      Shareholders’ Equity $1.06 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $0.34 billion
Total Interest Expense $0.03 billion
Net interest income $0.31 billion
Provision for loan and lease losses $0.03 billion
Total non interest income $0.10 billion
Total non interest expense $0.24 billion
Pre-tax Net Operating Income $0.14 billion

NBT Bank, National Association is an FDIC insured institution headquartered at 52 South Broad Street, Norwich, NY 13815.
It was founded in 1856 and has approximately $9 billion in assets. Customers can open an account at one of its 159 branches.