Banks | Citizens Bank & Trust, Inc. of Trenton, Georgia
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Citizens Bank & Trust, Inc. of Trenton, Georgia


Citizens Bank & Trust, Inc. of Trenton, Georgia is an FDIC insured institution headquartered at 12255 S Main St, Trenton, GA 30752.
It was founded in 1988 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - June 18, 2026

SAVINGS RATES APY MIN
Savings
0.25% $100 Compare
CD RATES APY MIN
6 Mo CD
0.40% $500 Compare
12 Mo CD
0.50% $500 Compare
18 Mo CD
0.60% $500 Compare
24 Mo CD
0.65% $500 Compare
30 Mo CD
0.70% $500 Compare
36 Mo CD
0.85% $500 Compare
48 Mo CD
0.90% $500 Compare
60 Mo CD
1.00% $500 Compare
MM RATES APY MIN
Money Market
0.30% $2,500 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $600




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 27153
Date Established 1988
Assets $ 130.34 million
Loans $ 81.04 million
Deposits $ 114.50 million
Capital $ 15.30 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 10.74 million
Interest-bearing balances $ 6.14 million
Total securities $ 31.95 million
Federal funds sold and reverse repurchase $ 2.95 million
Net loans and leases $ 81.04 million
Loan loss allowance $ 1.38 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 3.63 million
     Total Assets $ 115.04 million

LIABILITIES
Total deposits $ 114.50 million
      Interest-bearing deposits $ 85.11 million
      Deposits held in domestic offices $ 114.50 million
      % insured (estimated)" 87.63%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.70 millionn
      Total Liabilities $ 115.04 million
      Shareholders’ Equity $ 15.30 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 7.61 million
Total Interest Expense $ 1.01 million
Net interest income $ 6.60 million
Provision for loan and lease losses $ 0.19 million
Total non interest income $ 1.05 million
Total non interest expense $ 4.52 million
Pre-tax Net Operating Income $ 0.80 million

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