Overview 2026
General Bank Information
| FDIC Insured |
Yes |
| FDIC Certificate |
# 7799 |
| Date Established |
1864 |
| Assets |
$ 2.65 billion
|
| Loans |
$ 1,923.43 million
|
| Deposits |
$ 2.18 billion
|
| Capital |
$ 303.22 million
|
Summary Balance Sheet as of September 30, 2025
| ASSETS |
| Cash & Balances due from depository institutions |
$ 121.38 million |
| Interest-bearing balances |
$ 93.95 million |
| Total securities |
$ 406.20 million |
| Federal funds sold and reverse repurchase |
N.A. |
| Net loans and leases |
$ 1,923.43 million |
| Loan loss allowance |
$ 23.47 million |
| Trading account assets |
N.A. |
| Bank premises and fixed assets |
N.A. |
| Other real estate owned |
$ 0.40 million |
| Goodwill and other intangibles |
$ 57.12 million |
| All other assets |
$ 82.79 million |
| Total Assets |
$ 2.35 billion |
| LIABILITIES |
| Total deposits |
$ 2.18 billion |
| Interest-bearing deposits |
$ 1,659.39 million |
| Deposits held in domestic offices |
$ 2.18 billion |
| % insured (estimated)" |
67.98% |
| Federal funds purchased and repurchase agreements |
$ 1.49 million |
| Trading liabilities |
N.A. |
| Other borrowed funds |
$ 125.29 million |
| Subordinated debt |
N.A. |
| All other liabilities |
$ 21.51 millionn |
| Total Liabilities |
$ 2.35 billion |
| Shareholders’ Equity |
$ 303.22 million |
Summary Income Statement as of September 30, 2025
| INCOME AND EXPENSES |
| Total Interest Income |
$ 97.56 million |
| Total Interest Expense |
$ 33.41 million |
| Net interest income |
$ 64.16 million |
| Provision for loan and lease losses |
$ 4.75 million |
| Total non interest income |
$ 22.47 million |
| Total non interest expense |
$ 57.14 million |
| Pre-tax Net Operating Income |
$ 18.68 million |
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