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Overview 2021
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 7799
Date Established
1864
Assets
$ 2.32 billion
Loans
$ 1,606.49 million
Deposits
$ 1,931.35 million
Capital
$ 292.97 million
Summary Balance Sheet
ASSETS
Cash & Balances due from depository institutions
$ 205.94 million
Interest-bearing balances
$ 183.50 million
Total securities
$ 352.18 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 1,606.49 million
Loan loss allowance
$ 11.66 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 1.47 million
Goodwill and other intangibles
$ 58.27 million
All other assets
$ 68.62 million
Total Assets
$ 2.02 billion
LIABILITIES
Total deposits
$ 1,931.35 million
Interest-bearing deposits
$ 1,357.74 million
Deposits held in domestic offices
$ 1,931.35 million
% insured (estimated)
65.54%
Federal funds purchased and repurchase agreements
$ 1.75 million
Trading liabilities
N.A.
Other borrowed funds
$ 58.49 million
Subordinated debt
N.A.
All other liabilities
$ 32.50 millionn
Total Liabilities
$ 2.02 billion
Shareholders’ Equity
$ 292.97 million
Summary Income Statement
INCOME AND EXPENSES
Total Interest Income
$ 21.66 million
Total Interest Expense
$ 1.43 million
Net interest income
$ 20.23 million
Provision for loan and lease losses
$ 0.26 million
Total non interest income
$ 6.79 million
Total non interest expense
$ 15.51 million
Pre-tax Net Operating Income
$ 11.25 million
Citizens & Northern Bank is an FDIC insured institution headquartered at
90 Main St, Wellsboro, PA 16901.
It was founded in
1864 and has approximately $2 billion in
assets. Customers can open an account at one of its 26 branches.
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