Banks | Citizens & Northern Bank

Citizens & Northern Bank


Citizens & Northern Bank is an FDIC insured institution headquartered at 90 Main St, Wellsboro, PA 16901.
It was founded in 1864 and has approximately $3 billion in assets. Customers can open an account at one of its 26 branches.

Deposit Rates - July 27, 2024

SAVINGS RATES APY MIN
Savings
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.25% $10,000 Compare
6 Mo CD
0.50% $100,000 Compare
12 Mo CD
0.30% $10,000 Compare
12 Mo CD
0.50% $100,000 Compare
18 Mo CD
0.30% $10,000 Compare
18 Mo CD
0.50% $100,000 Compare
24 Mo CD
0.35% $10,000 Compare
24 Mo CD
0.55% $100,000 Compare
36 Mo CD
0.45% $10,000 Compare
36 Mo CD
0.65% $100,000 Compare
48 Mo CD
0.55% $10,000 Compare
48 Mo CD
0.75% $100,000 Compare
60 Mo CD
0.65% $10,000 Compare
60 Mo CD
0.85% $100,000 Compare
MM RATES APY MIN
Money Market
0.05% $2,500 Compare
Money Market
0.15% $10,000 Compare
Money Market
0.20% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.35% $2,500

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 7799
Date Established 1864
Assets $ 2.51 billion
Loans $ 1,853.05 million
Deposits $ 2.01 billion
Capital $ 271.76 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 45.60 million
Interest-bearing balances $ 27.52 million
Total securities $ 393.53 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,853.05 million
Loan loss allowance $ 20.02 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.46 million
Goodwill and other intangibles $ 57.62 million
All other assets $ 82.79 million
     Total Assets $ 2.24 billion

LIABILITIES
Total deposits $ 2.01 billion
      Interest-bearing deposits $ 1,503.25 million
      Deposits held in domestic offices $ 2.01 billion
      % insured (estimated) 71.61%
Federal funds purchased and repurchase agreements $ 1.83 million
Trading liabilities N.A.
Other borrowed funds $ 125.29 million
Subordinated debt N.A.
All other liabilities $ 21.51 millionn
      Total Liabilities $ 2.24 billion
      Shareholders’ Equity $ 271.76 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 30.25 million
Total Interest Expense $ 10.95 million
Net interest income $ 19.29 million
Provision for loan and lease losses $ 0.95 million
Total non interest income $ 6.68 million
Total non interest expense $ 18.05 million
Pre-tax Net Operating Income $ 18.68 million

Customer Reviews for Citizens & Northern Bank

There are currently no comments for Citizens & Northern Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review


Rate it here →


Branches

Click on location and enter new zip number to change.
Your current location is: Columbus, OH

Citizens & Northern Bank Locations

Other Banks to Consider