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Coastal Community Bank is an FDIC insured institution headquartered at
5415 Evergreen Way, Everett, WA 98203.
It was founded in
1997 and has approximately $5 billion in assets. Customers can open an account at one of its 13 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.03% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.25% | $10,000 | Compare |
|
6 Mo CD
|
0.25% | $100,000 | Compare |
|
12 Mo CD
|
0.39% | $10,000 | Compare |
|
12 Mo CD
|
0.39% | $100,000 | Compare |
|
18 Mo CD
|
0.39% | $10,000 | Compare |
|
18 Mo CD
|
0.39% | $100,000 | Compare |
|
24 Mo CD
|
0.45% | $10,000 | Compare |
|
24 Mo CD
|
0.45% | $100,000 | Compare |
|
36 Mo CD
|
0.46% | $10,000 | Compare |
|
36 Mo CD
|
0.46% | $100,000 | Compare |
|
48 Mo CD
|
0.51% | $10,000 | Compare |
|
48 Mo CD
|
0.51% | $100,000 | Compare |
|
60 Mo CD
|
0.55% | $10,000 | Compare |
|
60 Mo CD
|
0.55% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.03% | $2,500 | Compare |
|
Money Market
|
0.06% | $10,000 | Compare |
|
Money Market
|
0.10% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.03% | $2,500 |
| Access up to 95% of your home’s equity | $0 |
|
Intro APR: 6.750 %
After Intro:6.750 % |
$25,000 |
|
Intro APR: 6.820 %
After Intro:6.820 % |
$25,000 |
|
Intro APR: 6.823 %
After Intro:6.823 % |
$25,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-04-29 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-04-29 |
Home Equity Loans & Refinance – Cash out | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-04-29 |
Unlock Your Home's Potential | $0 |
| Cash in with a HELOC | $0 |
Spring EQ NMLS ID: 1464945 / Updated 2026-04-29 |
The leader for homeowners tapping cash from their homes since 2016. | $0 |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
0.000% |
$0
Fees & Points
$0 Total
0.000 Pts ($0) $0 Fees |
| 5.901% |
$1,868
Fees & Points
$5,299 Total
1.000 Pts ($3,200) $2,099 Fees |
Saxton Mortgage NMLS ID: 1717191 |
5.979% |
$1,893
Fees & Points
$3,695 Total
0.750 Pts ($2,400) $1,295 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.064% |
$1,893
Fees & Points
$6,714 Total
1.000 Pts ($3,200) $3,515 Fees |
| 6.093% |
$1,919
Fees & Points
$3,305 Total
1.000 Pts ($3,200) $105 Fees |
iheartloan Inc. NMLS ID: 2562839 |
6.096% |
$1,893
Fees & Points
$7,681 Total
0.750 Pts ($2,400) $5,281 Fees |
Northpointe Bank NMLS ID: 447490 |
6.116% |
$1,919
Fees & Points
$3,990 Total
0.811 Pts ($2,595) $1,395 Fees |
| 6.202% |
$1,945
Fees & Points
$2,650 Total
0.828 Pts ($2,650) $0 Fees |
| 6.228% |
$1,945
Fees & Points
$3,645 Total
0.811 Pts ($2,595) $1,050 Fees |
| 6.239% |
$1,945
Fees & Points
$4,151 Total
0.911 Pts ($2,915) $1,236 Fees |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.258% |
$1,919
Fees & Points
$8,915 Total
0.661 Pts ($2,115) $6,800 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.265% |
$1,945
Fees & Points
$4,795 Total
0.875 Pts ($2,800) $1,995 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.291% |
$1,971
Fees & Points
$1,379 Total
0.431 Pts ($1,379) $0 Fees |
West Capital Lending NMLS ID: 1566096 |
6.358% |
$1,971
Fees & Points
$3,663 Total
0.740 Pts ($2,368) $1,295 Fees |
Better.com NMLS ID: 330511 |
6.359% |
$1,971
Fees & Points
$3,702 Total
0.846 Pts ($2,707) $995 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.429% |
$1,997
Fees & Points
$1,824 Total
0.570 Pts ($1,824) $0 Fees |
SoFi NMLS ID: 696891 |
6.616% |
$2,021
Fees & Points
$4,209 Total
0.848 Pts ($2,714) $1,495 Fees |
New American Funding, LLC. NMLS ID: 6606 |
6.716% |
$2,049
Fees & Points
$3,011 Total
0.941 Pts ($3,011) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
Quicken Loans NMLS ID: 167283 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 34403 |
| Date Established | 1997 |
| Assets | $ 4.74 billion |
| Loans | $ 3.65 billion |
| Deposits | $ 4.19 billion |
| Capital | $ 493.13 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 736.65 million |
| Interest-bearing balances | $ 702.41 million |
| Total securities | $ 48.25 million |
| Federal funds sold and reverse repurchase | $ 0.32 million |
| Net loans and leases | $ 3.65 billion |
| Loan loss allowance | $ 169.53 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 4.55 million |
| All other assets | $ 81.94 million |
| Total Assets | $ 4.24 billion |
| LIABILITIES | |
| Total deposits | $ 4.19 billion |
| Interest-bearing deposits | $ 3.61 billion |
| Deposits held in domestic offices | $ 4.19 billion |
| % insured (estimated)" | 84.69% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 27.03 millionn |
| Total Liabilities | $ 4.24 billion |
| Shareholders’ Equity | $ 493.13 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 429.60 million |
| Total Interest Expense | $ 118.08 million |
| Net interest income | $ 311.52 million |
| Provision for loan and lease losses | $ 192.63 million |
| Total non interest income | $ 231.80 million |
| Total non interest expense | $ 286.25 million |
| Pre-tax Net Operating Income | $ 21.82 million |
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