Colonial Co-operative Bank


Colonial Co-operative Bank is an FDIC insured institution headquartered at 6 City Hall Avenue, Gardner, MA 01440.
It was founded in 1915 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.

Deposit Rates - April 05, 2026





Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 26556
Date Established 1915
Assets $ 66.16 million
Loans $ 55.28 million
Deposits $ 60.72 million
Capital $ 3.98 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 7.43 million
Interest-bearing balances $ 6.29 million
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 55.28 million
Loan loss allowance $ 0.22 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.12 million
Goodwill and other intangibles N.A.
All other assets $ 1.65 million
     Total Assets $ 61.38 million

LIABILITIES
Total deposits $ 60.72 million
      Interest-bearing deposits $ 53.35 million
      Deposits held in domestic offices $ 60.72 million
      % insured (estimated)" 92.86%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.67 millionn
      Total Liabilities $ 61.38 million
      Shareholders’ Equity $ 4.78 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 0.66 million
Total Interest Expense $ 0.07 million
Net interest income $ 0.59 million
Provision for loan and lease losses $ 0.56 million
Total non interest income $ 0.12 million
Total non interest expense $ 1.77 million
Pre-tax Net Operating Income N.A.

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Colonial Co-operative Bank Locations