Comenity Bank of Wilmington is an FDIC insured institution headquartered at
1 Righter Pkwy, Wilmington, DE 19803.
It was founded in
1989 and has approximately $8 billion in assets. Customers can open an account at one of its 1 branches.
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Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 27499
Date Established
1989
Assets
$ 7.76 billion
Loans
$ 5.99 billion
Deposits
$ 3.74 billion
Capital
$ 1,050.34 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 1,148.99 million
Interest-bearing balances
$ 1,070.71 million
Total securities
$ 93.49 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 5.99 billion
Loan loss allowance
$ 770.01 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 0.80 million
All other assets
$ 1,075.81 million
Total Assets
$ 6.71 billion
LIABILITIES
Total deposits
$ 3.74 billion
Interest-bearing deposits
$ 3.71 billion
Deposits held in domestic offices
$ 3.74 billion
% insured (estimated)"
99.28%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 3.64 billion
Subordinated debt
N.A.
All other liabilities
$ 329.80 millionn
Total Liabilities
$ 6.71 billion
Shareholders’ Equity
$ 1,050.34 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 1,829.18 million
Total Interest Expense
$ 301.88 million
Net interest income
$ 1,527.30 million
Provision for loan and lease losses
$ 387.99 million
Total non interest income
$ 132.35 million
Total non interest expense
$ 823.12 million
Pre-tax Net Operating Income
$ 285.90 million
Customer Reviews for Comenity Bank of Wilmington (4)
Rated 1.00 stars out of 5 - based on 4 reviews
Ann
April 4, 2023 |
This bank sucks. I have 2 accounts, 1 closed 1 open. Make a payment to open account and they put it on closed account. Called 3 times to get it straight and they don't care. Just call me wanting money to again put on closed account. Can't move money to open account but will refund my money. Try to charge me a late fee and want more money. Not sending any more money or paying late fees until they get their heads on straight.
Damalka
December 19, 2022 |
Same issue: customer service rep couldn’t answer nor resolve my issue and there’s never a manager available.
Sdlurchthompson
November 6, 2022 |
Cannot get a customer service representative that understands my situation or my questions.
Michael Gally
November 4, 2022 |
Website does not answer my question as to community Banks in Florida
Branches
Click on location and enter new zip number to change."
Your current location is: New York City, NY
Ann
April 4, 2023 |
This bank sucks. I have 2 accounts, 1 closed 1 open. Make a payment to open account and they put it on closed account. Called 3 times to get it straight and they don't care. Just call me wanting money to again put on closed account. Can't move money to open account but will refund my money. Try to charge me a late fee and want more money. Not sending any more money or paying late fees until they get their heads on straight.
Damalka
December 19, 2022 |
Same issue: customer service rep couldn’t answer nor resolve my issue and there’s never a manager available.
Sdlurchthompson
November 6, 2022 |
Cannot get a customer service representative that understands my situation or my questions.
Michael Gally
November 4, 2022 |
Website does not answer my question as to community Banks in Florida