Community Bank & Trust, Waco, Texas is an FDIC insured institution headquartered at
1800 Washington Ave, Waco, TX 76701.
It was founded in
1952 and has approximately $1 billion in assets. Customers can open an account at one of its 4 branches.
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 17108
Date Established
1952
Assets
$ 637.60 million
Loans
$ 385.25 million
Deposits
$ 555.64 million
Capital
$ 80.10 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 34.53 million
Interest-bearing balances
$ 28.83 million
Total securities
$ 195.97 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 385.25 million
Loan loss allowance
$ 5.71 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
N.A.
All other assets
$ 17.83 million
Total Assets
$ 557.49 million
LIABILITIES
Total deposits
$ 555.64 million
Interest-bearing deposits
$ 405.19 million
Deposits held in domestic offices
$ 555.64 million
% insured (estimated)"
81.49%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 20.00 million
Subordinated debt
N.A.
All other liabilities
$ 0.91 millionn
Total Liabilities
$ 557.49 million
Shareholders’ Equity
$ 80.10 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 30.63 million
Total Interest Expense
$ 10.63 million
Net interest income
$ 20.00 million
Provision for loan and lease losses
$ 1.50 million
Total non interest income
$ 8.10 million
Total non interest expense
$ 19.51 million
Pre-tax Net Operating Income
$ 6.18 million
Customer Reviews for Community Bank & Trust, Waco, Texas
There are currently no comments for Community Bank & Trust, Waco, Texas. Be the first to share your experience. Please provide comments that will help others.
Branches
Click on location and enter new zip number to change."
Your current location is: New York City, NY
There are currently no comments for Community Bank & Trust, Waco, Texas. Be the first to share your experience. Please provide comments that will help others.