VCC Bank

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VCC Bank Locations

Deposit Rates - May 8, 2021

SAVINGS RATES APY MIN MAX
Savings
0.25% $2,500 $4,999 Compare
CD RATES APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Compare
6 Mo CD
0.30% $100,000 $199,999 Compare
12 Mo CD
0.40% $10,000 $14,999 Compare
12 Mo CD
0.40% $100,000 $199,999 Compare
Special: 18 Mo CD
0.55% $250 - Compare
18 Mo CD
0.50% $10,000 $14,999 Compare
18 Mo CD
0.50% $100,000 $199,999 Compare
24 Mo CD
0.55% $10,000 $14,999 Compare
24 Mo CD
0.55% $100,000 $199,999 Compare
36 Mo CD
0.80% $10,000 $14,999 Compare
36 Mo CD
0.80% $100,000 $199,999 Compare
48 Mo CD
0.90% $10,000 $14,999 Compare
48 Mo CD
0.90% $100,000 $199,999 Compare
60 Mo CD
1.00% $10,000 $14,999 Compare
60 Mo CD
1.00% $100,000 $199,999 Compare
MM RATES APY MIN MAX
Money Market
0.30% $2,500 $2,999 Compare
Money Market
0.30% $10,000 $14,999 Compare
Money Market
0.30% $25,000 $29,999 Compare

Overview 2021

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58658
Date Established 2008
Assets $ 220.07 million
Loans $ 171.06 million
Deposits $ 165.61 million
Capital $ 25.71 million

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $ 18.30 million
Interest-bearing balances $ 18.24 million
Total securities $ 21.58 million
Federal funds sold and reverse repurchase $ 0.22 million
Net loans and leases $ 171.06 million
Loan loss allowance $ 2.04 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 6.84 million
     Total Assets $ 194.36 million

LIABILITIES
Total deposits $ 165.61 million
      Interest-bearing deposits $ 156.35 million
      Deposits held in domestic offices $ 165.61 million
      % insured (estimated) 55.08%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 27.68 million
Subordinated debt N.A.
All other liabilities $ 1.07 millionn
      Total Liabilities $ 194.36 million
      Shareholders’ Equity $ 25.71 million

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $ 10.21 million
Total Interest Expense $ 3.18 million
Net interest income $ 7.03 million
Provision for loan and lease losses $ 1.03 million
Total non interest income $ 0.46 million
Total non interest expense $ 4.33 million
Pre-tax Net Operating Income $ 2.13 million

VCC Bank is an FDIC insured institution headquartered at 7814 Carousel Lane, Richmond, VA 23294.
It was founded in 2008 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.