Community First Bank
Our records indicate that this bank has been acquired by " HAPO COMMUNITY.
ACH Number: 125108463
Community First Bank is an FDIC insured institution headquartered at
6401 W Clearwater Ave, Kennewick, WA 99336.
It was founded in
1997 and has approximately $1 billion in assets. Customers can open an account at one of its 5 branches.
Deposit Rates - December 16, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.03% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.20% | $10,000 | Compare |
|
6 Mo CD
|
0.20% | $100,000 | Compare |
|
12 Mo CD
|
0.40% | $10,000 | Compare |
|
12 Mo CD
|
0.40% | $100,000 | Compare |
|
18 Mo CD
|
0.50% | $10,000 | Compare |
|
18 Mo CD
|
0.50% | $100,000 | Compare |
|
24 Mo CD
|
0.70% | $10,000 | Compare |
|
24 Mo CD
|
0.70% | $100,000 | Compare |
|
30 Mo CD
|
0.70% | $10,000 | Compare |
|
30 Mo CD
|
0.70% | $100,000 | Compare |
|
36 Mo CD
|
0.95% | $10,000 | Compare |
|
36 Mo CD
|
0.95% | $100,000 | Compare |
|
48 Mo CD
|
0.95% | $10,000 | Compare |
|
48 Mo CD
|
0.95% | $100,000 | Compare |
|
60 Mo CD
|
1.01% | $10,000 | Compare |
|
60 Mo CD
|
1.01% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.02% | $2,500 | Compare |
|
Money Market
|
0.04% | $10,000 | Compare |
|
Money Market
|
0.10% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.02% | $2,500 |
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Featured 30-Year Fixed Mortgage Rates
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5.856% $1,868 Fees & Points $3,695 Total
0.375 Pts ($1,200)
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Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 34627 |
| Date Established | 1997 |
| Assets | $ 672.01 million |
| Loans | $ 354.41 million |
| Deposits | $ 622.35 million |
| Capital | $ 47.98 million |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 176.44 million |
| Interest-bearing balances | $ 167.25 million |
| Total securities | $ 122.14 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 354.41 million |
| Loan loss allowance | $ 3.77 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 3.45 million |
| All other assets | $ 12.48 million |
| Total Assets | $ 624.03 million |
| LIABILITIES | |
| Total deposits | $ 622.35 million |
| Interest-bearing deposits | $ 455.82 million |
| Deposits held in domestic offices | $ 622.35 million |
| % insured (estimated)" | 46.40% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 0.27 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 0.56 millionn |
| Total Liabilities | $ 624.03 million |
| Shareholders’ Equity | $ 47.98 million |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 14.03 million |
| Total Interest Expense | $ 4.49 million |
| Net interest income | $ 9.54 million |
| Provision for loan and lease losses | $ 0.02 million |
| Total non interest income | $ 6.68 million |
| Total non interest expense | $ 12.17 million |
| Pre-tax Net Operating Income | $ 2.95 million |
Customer Reviews for Community First Bank
Branches
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Your current location is: Seattle, WA
Community First Bank Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBankWASHINGTON$50,000N.A.0.03%0.13x (National Avg. - 0.23%)$2,500-SCENARIO
Year Rate
0.03%Annual
InterestAnnual Interest
(After Tax)1 50,000 15 11 2 50,015 15 11 3 50,030 15 11 4 50,045 15 11 5 50,060 15 11 6 50,075 15 11 7 50,090 15 11 8 50,105 15 11 9 50,120 15 11 10 50,135 15 11 11 50,150 15 11 12 50,165 15 11 13 50,180 15 11 14 50,195 15 11 15 50,210 15 11 16 50,225 15 11 17 50,241 15 11 18 50,256 15 11 19 50,271 15 11 20 50,286 15 11 TOTAL $301 $211 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
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