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Community National Bank & Trust of Texas


Community National Bank & Trust of Texas ACH Number: 111920765

Community National Bank & Trust of Texas is an FDIC insured institution headquartered at 321 N 15th St, Corsicana, TX 75110.
It was founded in 1934 and has approximately $2 billion in assets. Customers can open an account at one of its 14 branches.

Deposit Rates - November 01, 2025

SAVINGS RATES APY MIN
Savings
0.04% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.35% $10,000 Compare
6 Mo CD
0.35% $100,000 Compare
12 Mo CD
0.35% $10,000 Compare
12 Mo CD
0.35% $100,000 Compare
18 Mo CD
0.45% $10,000 Compare
18 Mo CD
0.45% $100,000 Compare
24 Mo CD
0.50% $10,000 Compare
24 Mo CD
0.50% $100,000 Compare
30 Mo CD
0.50% $10,000 Compare
30 Mo CD
0.50% $100,000 Compare
36 Mo CD
0.50% $10,000 Compare
36 Mo CD
0.50% $100,000 Compare
48 Mo CD
0.60% $10,000 Compare
48 Mo CD
0.60% $100,000 Compare
60 Mo CD
0.70% $10,000 Compare
60 Mo CD
0.70% $100,000 Compare
MM RATES APY MIN
Money Market
0.02% $2,500 Compare
Money Market
0.05% $10,000 Compare
Money Market
0.05% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.02% $1
Int Ckg
0.02% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 18185
Date Established 1934
Assets $ 1,576.39 million
Loans $ 1,156.79 million
Deposits $ 1,337.34 million
Capital $ 174.08 million

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 131.85 million
Interest-bearing balances $ 86.17 million
Total securities $ 158.53 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,156.79 million
Loan loss allowance $ 11.13 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 6.97 million
Goodwill and other intangibles $ 29.32 million
All other assets $ 34.81 million
     Total Assets $ 1,402.31 million

LIABILITIES
Total deposits $ 1,337.34 million
      Interest-bearing deposits $ 895.54 million
      Deposits held in domestic offices $ 1,337.34 million
      % insured (estimated)" 69.87%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 20.00 million
Subordinated debt N.A.
All other liabilities $ 9.41 millionn
      Total Liabilities $ 1,402.31 million
      Shareholders’ Equity $ 174.08 million

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 45.53 million
Total Interest Expense $ 13.90 million
Net interest income $ 31.63 million
Provision for loan and lease losses $ 0.56 million
Total non interest income $ 5.68 million
Total non interest expense $ 26.87 million
Pre-tax Net Operating Income $ 9.68 million

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