Community Trust Bank, Inc.

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Community Trust Bank, Inc. Locations

Deposit Rates - April 16, 2021

Overview 2021

General Bank Information

FDIC Insured Yes
FDIC Certificate # 2720
Date Established 1903
Assets $ 5.11 billion
Loans $ 3.53 billion
Deposits $ 4.03 billion
Capital $ 674.55 million

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $ 338.48 million
Interest-bearing balances $ 250.95 million
Total securities $ 974.95 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 3.53 billion
Loan loss allowance $ 48.02 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 7.69 million
Goodwill and other intangibles $ 64.59 million
All other assets $ 139.05 million
     Total Assets $ 4.43 billion

LIABILITIES
Total deposits $ 4.03 billion
      Interest-bearing deposits $ 2.88 billion
      Deposits held in domestic offices $ 4.03 billion
      % insured (estimated) 74.83%
Federal funds purchased and repurchase agreements $ 356.36 million
Trading liabilities N.A.
Other borrowed funds $ 1.84 million
Subordinated debt N.A.
All other liabilities $ 48.43 millionn
      Total Liabilities $ 4.43 billion
      Shareholders’ Equity $ 674.55 million

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $ 176.07 million
Total Interest Expense $ 24.03 million
Net interest income $ 152.04 million
Provision for loan and lease losses $ 16.05 million
Total non interest income $ 41.76 million
Total non interest expense $ 109.98 million
Pre-tax Net Operating Income $ 67.78 million

Community Trust Bank, Inc. is an FDIC insured institution headquartered at 346 North Mayo Trail, Pikeville, KY 41501.
It was founded in 1903 and has approximately $5 billion in assets. Customers can open an account at one of its 80 branches.