Community Trust Bank, Inc. is an FDIC insured institution headquartered at
346 N Mayo Trl, Pikeville, KY 41501.
It was founded in
1903 and has approximately $7 billion in assets. Customers can open an account at one of its 80 branches.
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 2720
Date Established
1903
Assets
$ 6.64 billion
Loans
$ 4.83 billion
Deposits
$ 5.40 billion
Capital
$ 873.45 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 358.58 million
Interest-bearing balances
$ 262.45 million
Total securities
$ 1,094.81 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 4.83 billion
Loan loss allowance
$ 60.17 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 3.07 million
Goodwill and other intangibles
$ 67.27 million
All other assets
$ 180.96 million
Total Assets
$ 5.77 billion
LIABILITIES
Total deposits
$ 5.40 billion
Interest-bearing deposits
$ 4.13 billion
Deposits held in domestic offices
$ 5.40 billion
% insured (estimated)"
70.44%
Federal funds purchased and repurchase agreements
$ 309.30 million
Trading liabilities
N.A.
Other borrowed funds
$ 1.78 million
Subordinated debt
N.A.
All other liabilities
$ 42.80 millionn
Total Liabilities
$ 5.77 billion
Shareholders’ Equity
$ 873.45 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 344.56 million
Total Interest Expense
$ 123.16 million
Net interest income
$ 221.40 million
Provision for loan and lease losses
$ 12.44 million
Total non interest income
$ 44.79 million
Total non interest expense
$ 128.96 million
Pre-tax Net Operating Income
$ 49.03 million
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