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Concordia Bank & Trust Company


Concordia Bank & Trust Company is an FDIC insured institution headquartered at 904 Carter St, Vidalia, LA 71373.
It was founded in 1903 and has approximately $1 billion in assets. Customers can open an account at one of its 7 branches.

Deposit Rates - April 25, 2025

SAVINGS RATES APY MIN
Savings
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.20% $10,000 Compare
6 Mo CD
0.25% $100,000 Compare
12 Mo CD
0.50% $10,000 Compare
12 Mo CD
0.50% $100,000 Compare
18 Mo CD
0.50% $10,000 Compare
18 Mo CD
0.50% $100,000 Compare
24 Mo CD
0.65% $10,000 Compare
24 Mo CD
0.65% $100,000 Compare
30 Mo CD
0.70% $10,000 Compare
30 Mo CD
0.75% $100,000 Compare
48 Mo CD
0.75% $10,000 Compare
48 Mo CD
0.90% $100,000 Compare
60 Mo CD
1.00% $10,000 Compare
60 Mo CD
1.15% $100,000 Compare
MM RATES APY MIN
Money Market
0.10% $2,500 Compare
Money Market
0.10% $10,000 Compare
Money Market
0.10% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.10% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 8527
Date Established 1903
Assets $ 641.63 million
Loans $ 364.91 million
Deposits $ 565.33 million
Capital $ 57.58 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 19.33 million
Interest-bearing balances $ 8.52 million
Total securities $ 222.76 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 364.91 million
Loan loss allowance $ 4.17 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 3.83 million
Goodwill and other intangibles $ 1.40 million
All other assets $ 14.39 million
     Total Assets $ 584.06 million

LIABILITIES
Total deposits $ 565.33 million
      Interest-bearing deposits $ 397.82 million
      Deposits held in domestic offices $ 565.33 million
      % insured (estimated)" 62.91%
Federal funds purchased and repurchase agreements $ 15.03 million
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 3.45 millionn
      Total Liabilities $ 584.06 million
      Shareholders’ Equity $ 57.58 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 30.33 million
Total Interest Expense $ 11.18 million
Net interest income $ 19.15 million
Provision for loan and lease losses $ 0.31 million
Total non interest income $ 3.26 million
Total non interest expense $ 16.32 million
Pre-tax Net Operating Income $ 3.71 million

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Concordia Bank & Trust Company Locations

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