Concordia Bank & Trust Company is an FDIC insured institution headquartered at
904 Carter St, Vidalia, LA 71373.
It was founded in
1903 and has approximately $1 billion in assets. Customers can open an account at one of its 7 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.10% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.20% | $10,000 | Compare |
|
6 Mo CD
|
0.25% | $100,000 | Compare |
|
12 Mo CD
|
0.50% | $10,000 | Compare |
|
12 Mo CD
|
0.50% | $100,000 | Compare |
|
18 Mo CD
|
0.50% | $10,000 | Compare |
|
18 Mo CD
|
0.50% | $100,000 | Compare |
|
24 Mo CD
|
0.65% | $10,000 | Compare |
|
24 Mo CD
|
0.65% | $100,000 | Compare |
|
30 Mo CD
|
0.70% | $10,000 | Compare |
|
30 Mo CD
|
0.75% | $100,000 | Compare |
|
48 Mo CD
|
0.75% | $10,000 | Compare |
|
48 Mo CD
|
0.90% | $100,000 | Compare |
|
60 Mo CD
|
1.00% | $10,000 | Compare |
|
60 Mo CD
|
1.15% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.10% | $2,500 | Compare |
|
Money Market
|
0.10% | $10,000 | Compare |
|
Money Market
|
0.10% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.10% | $2,500 |
| Loans Amounts from $25,000 - $500,000. | $0 |
|
Intro APR: 6.240 %
After Intro:6.240 % |
$0 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.250 %
After Intro:7.250 % |
$25,000 |
Pentagon Federal Credit Union NMLS ID: 401822 |
0.000% |
$0
Fees & Points
$0 Total
0.000 Pts ($0) $0 Fees |
Reliant Home Funding, Inc. NMLS ID: 292473 |
5.884% |
$1,868
Fees & Points
$4,683 Total
0.840 Pts ($2,688) $1,995 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 8527 |
| Date Established | 1903 |
| Assets | $ 643.11 million |
| Loans | $ 352.33 million |
| Deposits | $ 561.38 million |
| Capital | $ 63.82 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 54.08 million |
| Interest-bearing balances | $ 45.49 million |
| Total securities | $ 203.29 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 352.33 million |
| Loan loss allowance | $ 3.74 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 5.44 million |
| Goodwill and other intangibles | $ 1.40 million |
| All other assets | $ 14.39 million |
| Total Assets | $ 579.29 million |
| LIABILITIES | |
| Total deposits | $ 561.38 million |
| Interest-bearing deposits | $ 387.45 million |
| Deposits held in domestic offices | $ 561.38 million |
| % insured (estimated)" | 63.75% |
| Federal funds purchased and repurchase agreements | $ 13.41 million |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 3.45 millionn |
| Total Liabilities | $ 579.29 million |
| Shareholders’ Equity | $ 63.82 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 22.77 million |
| Total Interest Expense | $ 7.30 million |
| Net interest income | $ 15.47 million |
| Provision for loan and lease losses | $ 0.11 million |
| Total non interest income | $ 2.13 million |
| Total non interest expense | $ 12.61 million |
| Pre-tax Net Operating Income | $ 3.71 million |
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