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Cross Keys Bank


Cross Keys Bank is an FDIC insured institution headquartered at 307 Plank Rd, Saint Joseph, LA 71366.
It was founded in 1902 and has approximately $1 billion in assets. Customers can open an account at one of its 9 branches.

Deposit Rates - June 20, 2026

SAVINGS RATES APY MIN
Savings
0.05% $1 Compare
CD RATES APY MIN
6 Mo CD
0.20% $2,500 Compare
12 Mo CD
0.20% $2,500 Compare
24 Mo CD
0.20% $2,500 Compare
36 Mo CD
0.24% $2,500 Compare
60 Mo CD
0.35% $2,500 Compare
MM RATES APY MIN
Money Market
0.05% $1 Compare
Money Market
0.05% $10,000 Compare
Money Market
0.10% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.03% $1




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 9322
Date Established 1902
Assets $ 625.39 million
Loans $ 419.09 million
Deposits $ 509.33 million
Capital $ 74.90 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 10.16 million
Interest-bearing balances $ 0.77 million
Total securities $ 158.95 million
Federal funds sold and reverse repurchase $ 7.30 million
Net loans and leases $ 419.09 million
Loan loss allowance $ 3.16 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.52 million
Goodwill and other intangibles $ 0.21 million
All other assets $ 18.85 million
     Total Assets $ 552.13 million

LIABILITIES
Total deposits $ 509.33 million
      Interest-bearing deposits $ 410.92 million
      Deposits held in domestic offices $ 509.33 million
      % insured (estimated)" 57.92%
Federal funds purchased and repurchase agreements $ 10.96 million
Trading liabilities N.A.
Other borrowed funds $ 17.54 million
Subordinated debt N.A.
All other liabilities $ 1.66 millionn
      Total Liabilities $ 552.13 million
      Shareholders’ Equity $ 73.26 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 33.56 million
Total Interest Expense $ 13.32 million
Net interest income $ 20.24 million
Provision for loan and lease losses $ 0.36 million
Total non interest income $ 4.38 million
Total non interest expense $ 17.87 million
Pre-tax Net Operating Income $ 3.17 million

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