Cross River Bank
For information concerning Brix Direct, a division of Cross River Bank online bank, please click here .
ACH Number: 21214891
Cross River Bank is an FDIC insured institution headquartered at
2115 Linwood Ave, Fort Lee, NJ 07024.
It was founded in
2008 and has approximately $8 billion in assets. Customers can open an account at one of its 1 branches.
It was founded in 2008 and has approximately $8 billion in assets. Customers can open an account at one of its 1 branches.
Deposit Rates - December 26, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
1.75% | $0 | Compare |
Featured Home Equity Rates
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Intro APR: 6.240 %
After Intro:6.240 %
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Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22Intro APR: 6.950 %
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$15,000 -
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NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Intro APR: 8.500 %
After Intro:8.500 %
$25,000 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
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Sponsored
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Pentagon Federal Credit Union
NMLS ID: 4018220.000% $0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees -
Reliant Home Funding, Inc.
NMLS ID: 2924735.761% $1,843 Fees & Points $4,792 Total
0.874 Pts ($2,797)
$1,995 Fees -
PenFed Credit Union
NMLS ID: 4018226.163% $1,919 Fees & Points $5,600 Total
0.750 Pts ($2,400)
$3,200 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 58410 |
| Date Established | 2008 |
| Assets | $ 7.94 billion |
| Loans | $ 5.58 billion |
| Deposits | $ 6.65 billion |
| Capital | $ 1,046.86 million |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 666.26 million |
| Interest-bearing balances | $ 661.80 million |
| Total securities | $ 1,276.96 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 5.58 billion |
| Loan loss allowance | $ 114.28 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 7.15 million |
| All other assets | $ 585.34 million |
| Total Assets | $ 6.89 billion |
| LIABILITIES | |
| Total deposits | $ 6.65 billion |
| Interest-bearing deposits | $ 5.49 billion |
| Deposits held in domestic offices | $ 6.65 billion |
| % insured (estimated)" | 71.00% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 2.94 billion |
| Subordinated debt | N.A. |
| All other liabilities | $ 175.55 millionn |
| Total Liabilities | $ 6.89 billion |
| Shareholders’ Equity | $ 1,046.86 million |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 358.84 million |
| Total Interest Expense | $ 138.68 million |
| Net interest income | $ 220.16 million |
| Provision for loan and lease losses | $ 19.48 million |
| Total non interest income | $ 33.17 million |
| Total non interest expense | $ 199.20 million |
| Pre-tax Net Operating Income | $ 131.27 million |
Customer Reviews for Cross River Bank (1)
Rated 1.00 stars out of 5 - based on 1 reviews
Branches
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Cross River Bank Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1ONLINE SAVINGSBank-$50,000N.A.1.75%7.78x (National Avg. - 0.23%)$0-SCENARIO
Year Rate
1.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 875 613 2 50,875 890 623 3 51,765 906 634 4 52,671 922 645 5 53,593 938 657 6 54,531 954 668 7 55,485 971 680 8 56,456 988 692 9 57,444 1,005 704 10 58,449 1,023 716 11 59,472 1,041 729 12 60,513 1,059 741 13 61,572 1,078 754 14 62,649 1,096 767 15 63,746 1,116 781 16 64,861 1,135 795 17 65,996 1,155 808 18 67,151 1,175 823 19 68,327 1,196 837 20 69,522 1,217 852 TOTAL $20,739 $14,517 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
D Nielsen
July 23, 2021 |
Phone service is atrocious and online service not existent. I am just waiting for month interest to credit and then I will undo this one.