Cumberland Valley National Bank & Trust Company


Cumberland Valley National Bank & Trust Company is an FDIC insured institution headquartered at 100 S Main St, London, KY 40741.
It was founded in 1904 and has approximately $1 billion in assets. Customers can open an account at one of its 14 branches.

Deposit Rates - March 19, 2026

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.33% $10,000 Compare
6 Mo CD
0.33% $100,000 Compare
12 Mo CD
0.40% $10,000 Compare
12 Mo CD
0.40% $100,000 Compare
18 Mo CD
0.40% $10,000 Compare
18 Mo CD
0.40% $100,000 Compare
24 Mo CD
0.49% $10,000 Compare
24 Mo CD
0.49% $100,000 Compare
30 Mo CD
0.53% $10,000 Compare
30 Mo CD
0.53% $100,000 Compare
36 Mo CD
0.58% $10,000 Compare
36 Mo CD
0.58% $100,000 Compare
48 Mo CD
0.64% $10,000 Compare
48 Mo CD
0.64% $100,000 Compare
60 Mo CD
1.00% $10,000 Compare
60 Mo CD
1.00% $100,000 Compare
MM RATES APY MIN
Money Market
0.05% $2,500 Compare
Money Market
0.05% $10,000 Compare
Money Market
0.05% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 2691
Date Established 1904
Assets $ 796.20 million
Loans $ 556.80 million
Deposits $ 720.15 million
Capital $ 72.21 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 94.83 million
Interest-bearing balances $ 83.73 million
Total securities $ 118.98 million
Federal funds sold and reverse repurchase $ 0.03 million
Net loans and leases $ 556.80 million
Loan loss allowance $ 7.23 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 18.79 million
     Total Assets $ 724.00 million

LIABILITIES
Total deposits $ 720.15 million
      Interest-bearing deposits $ 541.52 million
      Deposits held in domestic offices $ 720.15 million
      % insured (estimated)" 67.80%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 0.15 million
Subordinated debt N.A.
All other liabilities $ 1.19 millionn
      Total Liabilities $ 724.00 million
      Shareholders’ Equity $ 72.21 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 31.32 million
Total Interest Expense $ 10.34 million
Net interest income $ 20.98 million
Provision for loan and lease losses $ 0.50 million
Total non interest income $ 5.07 million
Total non interest expense $ 18.24 million
Pre-tax Net Operating Income $ 2.91 million

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Cumberland Valley National Bank & Trust Company Locations