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Dakota Community Bank & Trust, National Association


Dakota Community Bank & Trust, National Association is an FDIC insured institution headquartered at 609 Main St, Hebron, ND 58638.
It was founded in 1940 and has approximately $1 billion in assets. Customers can open an account at one of its 12 branches.

Deposit Rates - May 04, 2026

SAVINGS RATES APY MIN
Savings
0.03% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.25% $10,000 Compare
6 Mo CD
0.75% $100,000 Compare
Special: 9 Mo CD
0.55% $2,500 Compare
12 Mo CD
0.40% $10,000 Compare
12 Mo CD
0.95% $100,000 Compare
Special: 18 Mo CD
0.80% $2,500 Compare
18 Mo CD
0.80% $10,000 Compare
18 Mo CD
0.80% $100,000 Compare
24 Mo CD
0.40% $10,000 Compare
24 Mo CD
1.05% $100,000 Compare
Special: 27 Mo CD
1.00% $2,500 Compare
36 Mo CD
1.45% $10,000 Compare
36 Mo CD
1.45% $100,000 Compare
Special: 39 Mo CD
1.10% $2,500 Compare
Special: 54 Mo CD
1.20% $2,500 Compare
60 Mo CD
1.50% $10,000 Compare
60 Mo CD
1.50% $100,000 Compare
Special: 69 Mo CD
1.30% $2,500 Compare
Special: 78 Mo CD
1.40% $2,500 Compare
Special: 89 Mo CD
1.45% $2,500 Compare
MM RATES APY MIN
Money Market
0.03% $2,500 Compare
Money Market
0.13% $10,000 Compare
Money Market
0.15% $25,000 Compare
PREMM RATES APY MIN
Premium Money Market
0.11% $10,000 Compare
Premium Money Market
0.11% $25,000 Compare
FIXED IRA RATES APY MIN
Special: 39 Mo FIRA
1.10% $2,500
INT CHECKING RATES APY MIN
Int Ckg
0.02% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 15728
Date Established 1940
Assets $ 1,396.55 million
Loans $ 761.84 million
Deposits $ 1,256.20 million
Capital $ 109.72 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 118.18 million
Interest-bearing balances $ 106.77 million
Total securities $ 471.37 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 761.84 million
Loan loss allowance $ 9.72 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 1.07 million
All other assets $ 23.79 million
     Total Assets $ 1,286.83 million

LIABILITIES
Total deposits $ 1,256.20 million
      Interest-bearing deposits $ 1,140.31 million
      Deposits held in domestic offices $ 1,256.20 million
      % insured (estimated)" 64.51%
Federal funds purchased and repurchase agreements $ 12.61 million
Trading liabilities N.A.
Other borrowed funds $ 4.25 million
Subordinated debt N.A.
All other liabilities $ 6.49 millionn
      Total Liabilities $ 1,286.83 million
      Shareholders’ Equity $ 109.72 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 63.22 million
Total Interest Expense $ 22.32 million
Net interest income $ 40.90 million
Provision for loan and lease losses $ 0.14 million
Total non interest income $ 8.55 million
Total non interest expense $ 27.01 million
Pre-tax Net Operating Income $ 6.70 million

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