Eastern Savings Bank, FSB


Eastern Savings Bank, FSB is an FDIC insured institution headquartered at 11350 Mccormick Rd, Hunt Valley, MD 21031.
It was founded in 1905 and has approximately $0 billion in assets. Customers can open an account at one of its 5 branches.

Deposit Rates - April 25, 2024

CD RATES APY MIN
6 Mo CD
0.07% $1,000 Compare
6 Mo CD
0.07% $100,000 Compare
12 Mo CD
0.15% $1,000 Compare
12 Mo CD
0.15% $100,000 Compare
18 Mo CD
5.00% $1,000 Compare
18 Mo CD
0.15% $100,000 Compare
24 Mo CD
0.15% $1,000 Compare
24 Mo CD
0.20% $100,000 Compare
30 Mo CD
4.05% $1,000 Compare
30 Mo CD
0.20% $100,000 Compare
36 Mo CD
0.20% $1,000 Compare
36 Mo CD
0.25% $100,000 Compare
48 Mo CD
0.20% $1,000 Compare
48 Mo CD
0.35% $100,000 Compare
60 Mo CD
0.25% $1,000 Compare
60 Mo CD
0.40% $100,000 Compare
MM RATES APY MIN
Money Market
0.10% $1,000 Compare
Money Market
1.25% $75,000 Compare
FIXED IRA RATES APY MIN
Special: 18 Mo FIRA
0.05% $100
INT CHECKING RATES APY MIN
INTCK
0.15% $10,000

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 32360
Date Established 1905
Assets $ 376.50 million
Loans $ 284.36 million
Deposits $ 253.24 million
Capital $ 94.64 million

Summary Balance Sheet as of June 30, 2023

ASSETS
Cash & Balances due from depository institutions $ 35.59 million
Interest-bearing balances $ 35.21 million
Total securities $ 29.37 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 284.36 million
Loan loss allowance $ 3.70 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 5.12 million
Goodwill and other intangibles N.A.
All other assets $ 16.87 million
     Total Assets $ 281.85 million

LIABILITIES
Total deposits $ 253.24 million
      Interest-bearing deposits $ 246.51 million
      Deposits held in domestic offices $ 253.24 million
      % insured (estimated) 75.24%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 23.00 million
Subordinated debt N.A.
All other liabilities $ 6.52 millionn
      Total Liabilities $ 281.85 million
      Shareholders’ Equity $ 94.64 million

Summary Income Statement as of June 30, 2023

INCOME AND EXPENSES
Total Interest Income $ 23.34 million
Total Interest Expense $ 3.79 million
Net interest income $ 19.55 million
Provision for loan and lease losses $ 0.90 million
Total non interest income $ 0.87 million
Total non interest expense $ 13.83 million
Pre-tax Net Operating Income $ 2.74 million

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Branches

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Eastern Savings Bank, FSB Locations