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BOC Bank


BOC Bank is an FDIC insured institution headquartered at 201 N Main St, Mclean, TX 79057.
It was founded in 1984 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.

Deposit Rates - December 15, 2025

SAVINGS RATES APY MIN
Savings
0.40% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.45% $10,000 Compare
6 Mo CD
0.45% $100,000 Compare
12 Mo CD
0.75% $10,000 Compare
12 Mo CD
0.75% $100,000 Compare
MM RATES APY MIN
Money Market
0.40% $2,500 Compare
Money Market
0.40% $10,000 Compare
Money Market
0.40% $25,000 Compare

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 25328
Date Established 1984
Assets $ 195.54 million
Loans $ 145.37 million
Deposits $ 170.66 million
Capital $ 23.89 million

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 14.78 million
Interest-bearing balances $ 13.53 million
Total securities $ 29.94 million
Federal funds sold and reverse repurchase $ 0.08 million
Net loans and leases $ 145.37 million
Loan loss allowance $ 2.25 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 1.03 million
     Total Assets $ 171.65 million

LIABILITIES
Total deposits $ 170.66 million
      Interest-bearing deposits $ 147.78 million
      Deposits held in domestic offices $ 170.66 million
      % insured (estimated)" 43.76%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 1.14 millionn
      Total Liabilities $ 171.65 million
      Shareholders’ Equity $ 23.89 million

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 7.14 million
Total Interest Expense $ 2.91 million
Net interest income $ 4.24 million
Provision for loan and lease losses $ 0.05 million
Total non interest income $ 0.04 million
Total non interest expense $ 2.21 million
Pre-tax Net Operating Income $ 1.38 million

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Branches

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BOC Bank Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    BOC Bank
    Bank
    TEXAS
    $50,000
    N.A.
    0.40%
    1.77x (National Avg. - 0.23%)
    $2,500
    -
    SCENARIO
    Year Rate
    0.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 200 140
    2 50,200 201 141
    3 50,401 202 141
    4 50,602 202 142
    5 50,805 203 142
    6 51,008 204 143
    7 51,212 205 143
    8 51,417 206 144
    9 51,623 206 145
    10 51,829 207 145
    11 52,036 208 146
    12 52,245 209 146
    13 52,454 210 147
    14 52,663 211 147
    15 52,874 211 148
    16 53,085 212 149
    17 53,298 213 149
    18 53,511 214 150
    19 53,725 215 150
    20 53,940 216 151
    TOTAL $4,156 $2,909
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689


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