Enterprise Bank & Trust


Enterprise Bank & Trust ACH Number: 81012952

Enterprise Bank & Trust is an FDIC insured institution headquartered at 150 N Meramec Ave, Clayton, MO 63105.
It was founded in 1988 and has approximately $16 billion in assets. Customers can open an account at one of its 35 branches.

Deposit Rates - October 22, 2025

SAVINGS RATES APY MIN
Savings
0.03% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.25% $10,000 Compare
6 Mo CD
0.25% $100,000 Compare
12 Mo CD
0.30% $10,000 Compare
12 Mo CD
0.30% $100,000 Compare
18 Mo CD
0.40% $10,000 Compare
18 Mo CD
0.40% $100,000 Compare
24 Mo CD
0.50% $10,000 Compare
24 Mo CD
0.50% $100,000 Compare
30 Mo CD
0.50% $10,000 Compare
30 Mo CD
0.50% $100,000 Compare
36 Mo CD
0.65% $10,000 Compare
36 Mo CD
0.65% $100,000 Compare
48 Mo CD
0.75% $10,000 Compare
48 Mo CD
0.75% $100,000 Compare
MM RATES APY MIN
Money Market
0.01% $2,500 Compare
Money Market
0.03% $10,000 Compare
Money Market
0.03% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.01% $1
Int Ckg
0.03% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 27237
Date Established 1988
Assets $ 16.05 billion
Loans $ 11.26 billion
Deposits $ 13.45 billion
Capital $ 1,914.87 million

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 481.87 million
Interest-bearing balances $ 229.05 million
Total securities $ 3.30 billion
Federal funds sold and reverse repurchase $ 11.07 million
Net loans and leases $ 11.26 billion
Loan loss allowance $ 145.13 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 8.22 million
Goodwill and other intangibles $ 375.02 million
All other assets $ 399.10 million
     Total Assets $ 14.13 billion

LIABILITIES
Total deposits $ 13.45 billion
      Interest-bearing deposits $ 9.00 billion
      Deposits held in domestic offices $ 13.45 billion
      % insured (estimated)" 69.42%
Federal funds purchased and repurchase agreements $ 174.44 million
Trading liabilities N.A.
Other borrowed funds $ 50.00 million
Subordinated debt N.A.
All other liabilities $ 103.71 millionn
      Total Liabilities $ 14.13 billion
      Shareholders’ Equity $ 1,914.87 million

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 430.66 million
Total Interest Expense $ 125.17 million
Net interest income $ 305.49 million
Provision for loan and lease losses $ 8.65 million
Total non interest income $ 36.11 million
Total non interest expense $ 200.79 million
Pre-tax Net Operating Income $ 125.57 million

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Enterprise Bank & Trust Locations