Enterprise Bank & Trust


ACH Number: 81012952

Enterprise Bank & Trust is an FDIC insured institution headquartered at 150 N Meramec Ave, Clayton, MO 63105.
It was founded in 1988 and has approximately $16 billion in assets. Customers can open an account at one of its 35 branches.

Deposit Rates - March 24, 2026

SAVINGS RATES APY MIN
Savings
0.03% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.25% $10,000 Compare
6 Mo CD
0.25% $100,000 Compare
12 Mo CD
0.30% $10,000 Compare
12 Mo CD
0.30% $100,000 Compare
18 Mo CD
0.40% $10,000 Compare
18 Mo CD
0.40% $100,000 Compare
24 Mo CD
0.50% $10,000 Compare
24 Mo CD
0.50% $100,000 Compare
30 Mo CD
0.50% $10,000 Compare
30 Mo CD
0.50% $100,000 Compare
36 Mo CD
0.65% $10,000 Compare
36 Mo CD
0.65% $100,000 Compare
48 Mo CD
0.75% $10,000 Compare
48 Mo CD
0.75% $100,000 Compare
MM RATES APY MIN
Money Market
0.01% $2,500 Compare
Money Market
0.03% $10,000 Compare
Money Market
0.03% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.01% $1
Int Ckg
0.03% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 27237
Date Established 1988
Assets $ 16.38 billion
Loans $ 11.43 billion
Deposits $ 13.71 billion
Capital $ 1,960.86 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 470.12 million
Interest-bearing balances $ 261.67 million
Total securities $ 3.44 billion
Federal funds sold and reverse repurchase $ 2.96 million
Net loans and leases $ 11.43 billion
Loan loss allowance $ 148.85 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 7.82 million
Goodwill and other intangibles $ 374.56 million
All other assets $ 399.10 million
     Total Assets $ 14.42 billion

LIABILITIES
Total deposits $ 13.71 billion
      Interest-bearing deposits $ 9.18 billion
      Deposits held in domestic offices $ 13.71 billion
      % insured (estimated)" 69.32%
Federal funds purchased and repurchase agreements $ 149.81 million
Trading liabilities N.A.
Other borrowed funds $ 50.00 million
Subordinated debt N.A.
All other liabilities $ 103.71 millionn
      Total Liabilities $ 14.42 billion
      Shareholders’ Equity $ 1,960.86 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 656.01 million
Total Interest Expense $ 189.24 million
Net interest income $ 466.76 million
Provision for loan and lease losses $ 17.10 million
Total non interest income $ 81.57 million
Total non interest expense $ 309.29 million
Pre-tax Net Operating Income $ 125.57 million

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Branches

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Enterprise Bank & Trust Locations