Banks | F&M Bank
Language

F&M Bank


F&M Bank is an FDIC insured institution headquartered at 911 E Robert Toombs Ave, Washington, GA 30673.
It was founded in 1950 and has approximately $0 billion in assets. Customers can open an account at one of its 6 branches.

Deposit Rates - March 20, 2026

SAVINGS RATES APY MIN
Savings
0.30% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.35% $10,000 Compare
6 Mo CD
0.40% $100,000 Compare
12 Mo CD
0.50% $10,000 Compare
12 Mo CD
0.55% $100,000 Compare
24 Mo CD
0.65% $10,000 Compare
24 Mo CD
0.70% $100,000 Compare
36 Mo CD
0.75% $10,000 Compare
36 Mo CD
0.80% $100,000 Compare
48 Mo CD
0.80% $10,000 Compare
48 Mo CD
0.85% $100,000 Compare
60 Mo CD
0.90% $10,000 Compare
60 Mo CD
0.95% $100,000 Compare
MM RATES APY MIN
Money Market
0.25% $2,500 Compare
Money Market
0.25% $10,000 Compare
Money Market
0.25% $25,000 Compare




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 16897
Date Established 1950
Assets $ 395.97 million
Loans $ 261.96 million
Deposits $ 335.27 million
Capital $ 51.63 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 7.93 million
Interest-bearing balances $ 3.59 million
Total securities $ 98.63 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 261.96 million
Loan loss allowance $ 4.54 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.30 million
Goodwill and other intangibles N.A.
All other assets $ 17.29 million
     Total Assets $ 344.33 million

LIABILITIES
Total deposits $ 335.27 million
      Interest-bearing deposits $ 243.28 million
      Deposits held in domestic offices $ 335.27 million
      % insured (estimated)" 77.17%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 4.00 million
Subordinated debt N.A.
All other liabilities $ 3.54 millionn
      Total Liabilities $ 344.33 million
      Shareholders’ Equity $ 51.63 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 17.71 million
Total Interest Expense $ 4.42 million
Net interest income $ 13.29 million
Provision for loan and lease losses $ 0.47 million
Total non interest income $ 1.38 million
Total non interest expense $ 8.84 million
Pre-tax Net Operating Income $ 2.35 million

Customer Reviews for F&M Bank

There are currently no comments for F&M Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review


Rate it here →


Branches

Click on location and enter new zip number to change."
Your current location is: New York City, NY

F&M Bank Locations

Other Banks to Consider