Wallkill Valley Federal Savings and Loan Association
Phone: 845-895-2051
Wallkill Valley Federal Savings and Loan Association is an FDIC insured institution headquartered at
23 Wallkill Ave, Wallkill, NY 12589.
It was founded in
1913 and has approximately $0 billion in assets. Customers can open an account at one of its 8 branches.
Deposit Rates - December 11, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.41% | $10 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.41% | $2,500 | Compare |
|
12 Mo CD
|
0.61% | $500 | Compare |
|
18 Mo CD
|
0.76% | $500 | Compare |
|
24 Mo CD
|
0.81% | $2,500 | Compare |
|
30 Mo CD
|
0.91% | $500 | Compare |
|
36 Mo CD
|
1.01% | $1,000 | Compare |
|
48 Mo CD
|
1.06% | $2,500 | Compare |
|
60 Mo CD
|
1.11% | $2,500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.10% | $2,500 | Compare |
|
Money Market
|
0.15% | $10,000 | Compare |
|
Money Market
|
0.21% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.15% | $100 |
Featured Home Equity Rates
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Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-10-31Intro APR: 5.990 %
After Intro:7.250 %
Intro Period: 12 months
$25,000 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
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NMLS ID: 3030Fees & Points Total
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NMLS ID: 167283Fees & Points Total
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$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 28870 |
| Date Established | 1913 |
| Assets | $ 472.53 million |
| Loans | $ 334.17 million |
| Deposits | $ 410.45 million |
| Capital | $ 43.89 million |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 8.69 million |
| Interest-bearing balances | $ 1.38 million |
| Total securities | $ 80.22 million |
| Federal funds sold and reverse repurchase | $ 9.58 million |
| Net loans and leases | $ 334.17 million |
| Loan loss allowance | $ 3.44 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 6.41 million |
| All other assets | $ 19.40 million |
| Total Assets | $ 428.63 million |
| LIABILITIES | |
| Total deposits | $ 410.45 million |
| Interest-bearing deposits | $ 330.91 million |
| Deposits held in domestic offices | $ 410.45 million |
| % insured (estimated)" | 80.85% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 3.32 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 5.18 millionn |
| Total Liabilities | $ 428.63 million |
| Shareholders’ Equity | $ 43.89 million |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 10.91 million |
| Total Interest Expense | $ 4.28 million |
| Net interest income | $ 6.63 million |
| Provision for loan and lease losses | $ 0.27 million |
| Total non interest income | $ 1.32 million |
| Total non interest expense | $ 6.57 million |
| Pre-tax Net Operating Income | $ 0.68 million |
Customer Reviews for Wallkill Valley Federal Savings and Loan Association
Branches
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Your current location is: New York City, NY
Wallkill Valley Federal Savings and Loan Association Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBankNEW YORK$50,000N.A.0.41%1.81x (National Avg. - 0.23%)$10-SCENARIO
Year Rate
0.41%Annual
InterestAnnual Interest
(After Tax)1 50,000 205 144 2 50,205 206 144 3 50,411 207 145 4 50,618 208 145 5 50,825 208 146 6 51,033 209 146 7 51,243 210 147 8 51,453 211 148 9 51,664 212 148 10 51,876 213 149 11 52,088 214 149 12 52,302 214 150 13 52,516 215 151 14 52,732 216 151 15 52,948 217 152 16 53,165 218 153 17 53,383 219 153 18 53,602 220 154 19 53,821 221 154 20 54,042 222 155 TOTAL $4,264 $2,985 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
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