Banks | Wallkill Valley Federal Savings and Loan Association
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Wallkill Valley Federal Savings and Loan Association


Phone: 845-895-2051

Wallkill Valley Federal Savings and Loan Association is an FDIC insured institution headquartered at 23 Wallkill Ave, Wallkill, NY 12589.
It was founded in 1913 and has approximately $0 billion in assets. Customers can open an account at one of its 8 branches.

Deposit Rates - July 26, 2026

SAVINGS RATES APY MIN
Savings
0.41% $10 Compare
CD RATES APY MIN
6 Mo CD
0.41% $2,500 Compare
12 Mo CD
0.61% $500 Compare
18 Mo CD
0.76% $500 Compare
24 Mo CD
0.81% $2,500 Compare
30 Mo CD
0.91% $500 Compare
36 Mo CD
1.01% $1,000 Compare
48 Mo CD
1.06% $2,500 Compare
60 Mo CD
1.11% $2,500 Compare
MM RATES APY MIN
Money Market
0.10% $2,500 Compare
Money Market
0.15% $10,000 Compare
Money Market
0.21% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.15% $100




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 28870
Date Established 1913
Assets $ 464.86 million
Loans $ 334.64 million
Deposits $ 396.21 million
Capital $ 45.33 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 9.10 million
Interest-bearing balances $ 1.46 million
Total securities $ 75.20 million
Federal funds sold and reverse repurchase $ 6.23 million
Net loans and leases $ 334.64 million
Loan loss allowance $ 3.58 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 6.27 million
All other assets $ 19.40 million
     Total Assets $ 419.53 million

LIABILITIES
Total deposits $ 396.21 million
      Interest-bearing deposits $ 317.89 million
      Deposits held in domestic offices $ 396.21 million
      % insured (estimated)" 80.69%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 3.32 million
Subordinated debt N.A.
All other liabilities $ 5.18 millionn
      Total Liabilities $ 419.53 million
      Shareholders’ Equity $ 45.33 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 22.23 million
Total Interest Expense $ 8.15 million
Net interest income $ 14.09 million
Provision for loan and lease losses $ 0.68 million
Total non interest income $ 2.66 million
Total non interest expense $ 13.68 million
Pre-tax Net Operating Income $ 0.68 million

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