Fall River Five Cents Savings Bank
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Fall River Five Cents Savings Bank is an FDIC insured institution headquartered at
79 N Main St, Fall River, MA 02720.
It was founded in
1855 and has approximately $2 billion in assets. Customers can open an account at one of its 15 branches.
Deposit Rates - June 12, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.10% | $24 | Compare |
|
SAV
|
0.05% | $25 | Compare |
|
SAV
|
0.60% | $26 | Compare |
|
SAV
|
0.05% | $100 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
3.25% | $500 | Compare |
|
7 Mo CD
|
2.50% | $500 | Compare |
|
11 Mo CD
|
3.25% | $500 | Compare |
|
12 Mo CD
|
1.00% | $500 | Compare |
|
15 Mo CD
|
1.00% | $500 | Compare |
|
18 Mo CD
|
0.35% | $500 | Compare |
|
24 Mo CD
|
3.00% | $100 | Compare |
|
30 Mo CD
|
0.75% | $500 | Compare |
|
36 Mo CD
|
3.75% | $500 | Compare |
|
48 Mo CD
|
2.50% | $500 | Compare |
|
60 Mo CD
|
0.75% | $500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.10% | $100 | Compare |
|
Money Market
|
3.55% | $25,000 | Compare |
|
Money Market
|
0.15% | $50,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.05% | $10 |
|
INTCK
|
1.00% | $11 |
|
INTCK
|
0.15% | $100 |
Loan Rates - June 12, 2025
| HOME EQUITY RATES | APR(%) | MONTHLY PAYMENT | ||
|---|---|---|---|---|
|
Line of Credit
|
7.50% | Varies | ||
Compare with 6.99 RATE Line of Credit from Third Federal Savings and Loan
|
||||
Compare with 7.75 RATE Line of Credit from Four Leaf Federal Credit Union
|
||||
Compare with RATE Line of Credit from PenFed Credit Union
|
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|
5 Year Loan
|
7.25% | $1,916.12 | ||
|
10 Year Loan
|
5.63% | $1,104.19 | ||
|
15 Year Loan
|
5.88% | $850.90 | ||
| AUTO LOAN RATES | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
3 Year
|
6.75% | $769.07 |
|
4 Year
|
7.00% | $598.66 |
|
5 Year
|
7.25% | $497.98 |
|
6 Year
|
7.50% | $432.25 |
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 23286 |
| Date Established | 1855 |
| Assets | $ 1,874.69 million |
| Loans | $ 1,441.06 million |
| Deposits | $ 1,349.08 million |
| Capital | $ 122.05 million |
Summary Balance Sheet as of December 31, 2024
| ASSETS | |
| Cash & Balances due from depository institutions | $ 82.48 million |
| Interest-bearing balances | $ 74.22 million |
| Total securities | $ 249.08 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 1,441.06 million |
| Loan loss allowance | $ 9.08 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 0.63 million |
| Goodwill and other intangibles | $ 3.89 million |
| All other assets | $ 48.11 million |
| Total Assets | $ 1,752.64 million |
| LIABILITIES | |
| Total deposits | $ 1,349.08 million |
| Interest-bearing deposits | $ 1,112.36 million |
| Deposits held in domestic offices | $ 1,349.08 million |
| % insured (estimated)" | 75.07% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 224.70 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 17.30 millionn |
| Total Liabilities | $ 1,752.64 million |
| Shareholders’ Equity | $ 122.05 million |
Summary Income Statement as of December 31, 2024
| INCOME AND EXPENSES | |
| Total Interest Income | $ 81.93 million |
| Total Interest Expense | $ 44.97 million |
| Net interest income | $ 36.96 million |
| Provision for loan and lease losses | $ 1.16 million |
| Total non interest income | $ 11.32 million |
| Total non interest expense | $ 42.20 million |
| Pre-tax Net Operating Income | $ 6.01 million |
Customer Reviews for Fall River Five Cents Savings Bank
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