Farmers & Merchants Bank of Central California


Farmers & Merchants Bank of Central California is an FDIC insured institution headquartered at 121 W Pine St, Lodi, CA 95240.
It was founded in 1916 and has approximately $5 billion in assets. Customers can open an account at one of its 34 branches.

Deposit Rates - January 24, 2025

SAVINGS RATES APY MIN
Savings
0.03% $2,500 Compare
MM RATES APY MIN
Money Market
0.04% $2,500 Compare
Money Market
0.15% $10,000 Compare
Money Market
0.15% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.06% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 1331
Date Established 1916
Assets $ 5.42 billion
Loans $ 3.63 billion
Deposits $ 4.71 billion
Capital $ 613.57 million

Summary Balance Sheet as of September 30, 2024

ASSETS
Cash & Balances due from depository institutions $ 296.27 million
Interest-bearing balances $ 198.64 million
Total securities $ 1,181.31 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 3.63 billion
Loan loss allowance $ 75.82 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.87 million
Goodwill and other intangibles $ 13.01 million
All other assets $ 235.31 million
     Total Assets $ 4.81 billion

LIABILITIES
Total deposits $ 4.71 billion
      Interest-bearing deposits $ 3.24 billion
      Deposits held in domestic offices $ 4.71 billion
      % insured (estimated) 50.59%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 84.09 millionn
      Total Liabilities $ 4.81 billion
      Shareholders’ Equity $ 613.57 million

Summary Income Statement as of September 30, 2024

INCOME AND EXPENSES
Total Interest Income $ 204.64 million
Total Interest Expense $ 49.55 million
Net interest income $ 155.09 million
Provision for loan and lease losses N.A.
Total non interest income $ 15.36 million
Total non interest expense $ 77.04 million
Pre-tax Net Operating Income $ 48.18 million

Customer Reviews for Farmers & Merchants Bank of Central California

There are currently no comments for Farmers & Merchants Bank of Central California. Be the first to share your experience. Please provide comments that will help others.


Add Your Review


Rate it here →



Branches

Click on location and enter new zip number to change.
Your current location is: Seattle, WA

Farmers & Merchants Bank of Central California Locations