First Commercial Bank (USA) is an FDIC insured institution headquartered at
200 E Main St, Alhambra, CA 91801.
It was founded in
1997 and has approximately $1 billion in assets. Customers can open an account at one of its 7 branches.
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 34496
Date Established
1997
Assets
$ 835.86 million
Loans
$ 704.75 million
Deposits
$ 637.86 million
Capital
$ 191.05 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 65.61 million
Interest-bearing balances
$ 62.97 million
Total securities
$ 43.84 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 704.75 million
Loan loss allowance
$ 10.87 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
N.A.
All other assets
$ 10.24 million
Total Assets
$ 644.81 million
LIABILITIES
Total deposits
$ 637.86 million
Interest-bearing deposits
$ 582.62 million
Deposits held in domestic offices
$ 637.86 million
% insured (estimated)"
57.17%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 89.00 million
Subordinated debt
N.A.
All other liabilities
$ 5.89 millionn
Total Liabilities
$ 644.81 million
Shareholders’ Equity
$ 191.05 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 49.71 million
Total Interest Expense
$ 20.79 million
Net interest income
$ 28.92 million
Provision for loan and lease losses
$ 0.89 million
Total non interest income
$ 0.18 million
Total non interest expense
$ 16.03 million
Pre-tax Net Operating Income
$ 5.96 million
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Branches
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