First Community Bank Minnesota
ACH Number: 91911001
First Community Bank Minnesota is an FDIC insured institution headquartered at
500 Central Ave, Lester Prairie, MN 55354.
It was founded in
1913 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.
It was founded in 1913 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.
Deposit Rates - December 15, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.08% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.35% | $2,500 | Compare |
|
6 Mo CD
|
0.60% | $25,000 | Compare |
|
12 Mo CD
|
0.55% | $5,000 | Compare |
|
12 Mo CD
|
0.80% | $25,000 | Compare |
|
18 Mo CD
|
0.70% | $5,000 | Compare |
|
18 Mo CD
|
0.95% | $25,000 | Compare |
|
24 Mo CD
|
0.80% | $5,000 | Compare |
|
24 Mo CD
|
1.05% | $25,000 | Compare |
|
36 Mo CD
|
0.90% | $5,000 | Compare |
|
36 Mo CD
|
1.15% | $25,000 | Compare |
|
48 Mo CD
|
1.00% | $5,000 | Compare |
|
48 Mo CD
|
1.26% | $25,000 | Compare |
|
60 Mo CD
|
1.15% | $5,000 | Compare |
|
60 Mo CD
|
1.41% | $25,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $2,500 | Compare |
|
Money Market
|
0.10% | $10,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.05% | $1 |
|
Int Ckg
|
0.03% | $600 |
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Intro APR: 6.990 %
After Intro:6.990 %
$0 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
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$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 8535 |
| Date Established | 1913 |
| Assets | $ 84.46 million |
| Loans | $ 40.20 million |
| Deposits | $ 77.64 million |
| Capital | $ 6.63 million |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 21.12 million |
| Interest-bearing balances | $ 20.22 million |
| Total securities | $ 21.05 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 40.20 million |
| Loan loss allowance | $ 0.39 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 0.14 million |
| All other assets | $ 1.05 million |
| Total Assets | $ 77.83 million |
| LIABILITIES | |
| Total deposits | $ 77.64 million |
| Interest-bearing deposits | $ 60.57 million |
| Deposits held in domestic offices | $ 77.64 million |
| % insured (estimated)" | 79.29% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 0.08 millionn |
| Total Liabilities | $ 77.83 million |
| Shareholders’ Equity | $ 6.63 million |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 1.75 million |
| Total Interest Expense | $ 0.40 million |
| Net interest income | $ 1.36 million |
| Provision for loan and lease losses | N.A. |
| Total non interest income | $ 0.07 million |
| Total non interest expense | $ 1.14 million |
| Pre-tax Net Operating Income | $ 0.28 million |
Customer Reviews for First Community Bank Minnesota
Branches
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First Community Bank Minnesota Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBankMINNESOTA$50,000N.A.0.08%0.33x (National Avg. - 0.23%)$2,500-SCENARIO
Year Rate
0.08%Annual
InterestAnnual Interest
(After Tax)1 50,000 38 26 2 50,038 38 26 3 50,075 38 26 4 50,113 38 26 5 50,150 38 26 6 50,188 38 26 7 50,225 38 26 8 50,263 38 26 9 50,301 38 26 10 50,339 38 26 11 50,376 38 26 12 50,414 38 26 13 50,452 38 26 14 50,490 38 27 15 50,528 38 27 16 50,565 38 27 17 50,603 38 27 18 50,641 38 27 19 50,679 38 27 20 50,717 38 27 TOTAL $755 $529 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
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