First Community Bank Texas is an FDIC insured institution headquartered at
1151 W Us Highway 77, San Benito, TX 78586.
It was founded in
1979 and has approximately $1 billion in assets. Customers can open an account at one of its 9 branches.
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 22964
Date Established
1979
Assets
$ 778.92 million
Loans
$ 467.07 million
Deposits
$ 690.87 million
Capital
$ 66.37 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 69.45 million
Interest-bearing balances
$ 55.81 million
Total securities
$ 208.65 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 467.07 million
Loan loss allowance
$ 6.06 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 0.47 million
All other assets
$ 19.90 million
Total Assets
$ 712.55 million
LIABILITIES
Total deposits
$ 690.87 million
Interest-bearing deposits
$ 424.14 million
Deposits held in domestic offices
$ 690.87 million
% insured (estimated)"
71.36%
Federal funds purchased and repurchase agreements
$ 16.43 million
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 3.89 millionn
Total Liabilities
$ 712.55 million
Shareholders’ Equity
$ 66.37 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 41.39 million
Total Interest Expense
$ 9.68 million
Net interest income
$ 31.71 million
Provision for loan and lease losses
$ 0.54 million
Total non interest income
$ 5.13 million
Total non interest expense
$ 20.57 million
Pre-tax Net Operating Income
$ 5.29 million
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